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Auto Rates for August 4, 2011

 

 

I'm Greg McBride, senior financial analyst with Bankrate.com and here is your weekly look at auto loan rates.

There was a lot of action on rates for both new and used car loans this week. With all the movement, those ultra-low auto loan rates lost a little bit of their luster. Rates for both new and used car loans were higher. The average 5-year new car loan jumped to a 4-month high of 5.6 percent and the average 4-year used car rate is now 6.33 percent.

But the wide disparity between the most competitive rates and the rates that aren't, is as wide as ever so it is still very important to shop around for the best deal. Rates below 4 percent for new car loans and 5 percent for used car loans are prevalent, but require good credit and money for a down payment.

For more information on auto loan rates, and to see the lowest car loan rates in your area, visit Bankrate.com.

I'm Greg McBride.

 

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