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National auto loan averages

Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts conducted Oct. 14, 2009.

Auto Loans

Rates: 6.83 percent (60-month, new car); 7.72 percent (36-month, used car)

Auto loan rates are largely unchanged this week. Rates on new-car loans held steady, with the average 60-month rate staying at 6.83 percent and the average 48-month new-car rate at 6.86 percent. The average rate for a 36-month, used-car loan rose just 1 basis point to 7.72 percent.

Ford's recent recall of an additional 4.5 million vehicles for a faulty cruise control switch now brings the total to 14 million, making this the largest recall in the company's history, Edmunds reported this week.

The recall affects Ford trucks, minivans and SUVs built between 1992 and 2003 that included a Texas-Instruments-built switch that poses a fire hazard to the vehicles even when shut off. If you own one of the affected vehicles, you should contact the closest dealer immediately.

To find updated auto rates in your area, visit Bankrate's auto rate table.

-- Claes Bell

 

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Auto Averages
Product Rate +/- Last week
48 month used car loan
2.93% 3.10%
48 month new car loan
2.45% 2.45%
36 month used car loan
2.88% 2.93%
36 month new car loan
2.30% 2.30%
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