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Auto loan averages, March 12, 2009

Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts conducted March 11, 2009.

Auto Loans

Rates: 6.9 percent (60-month, new car); 7.68 percent (36-month, used car)

Auto loan rates dipped this week, sinking 1 basis point across the board. For new-car loans, that puts the 60-month loan rate at 6.9 percent, the 48-month loan rate at 6.89 percent and the 36-month new-car loan rate at 6.82 percent.

For used car loans, the Bankrate survey shows both terms down 1 basis point. The 36-month used-car loan rate is now 7.68 percent and the 48-month used-car loan is 7.74 percent.

The Obama administration's auto task force visited Detroit Monday, wrapping up weeks of talks with industry experts and leaders at GM and Chrysler. Everyone is still working on a solution to the companies' problems, the Detroit Free Press reported Tuesday. All options for them are still on the table except a disorderly bankruptcy -- whatever that actually means.

Businessweek and the Detroit Free Press mulled the question of disorderly versus orderly bankruptcies back in mid-December, when former President George W. Bush first floated the option.

To find updated auto rates in your area, visit Bankrate's auto rate table.

-- Sheyna Steiner

 

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