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Money matters, of course -- in fact it's one of the biggest matters when buying a car. After all, if money didn't matter buying a car would be easy. Getting the most car for your money -- the car that you love AND can afford -- is what it's all about. To that end, we'll show you how to find dealer and factory incentives, how to finance your purchase, how to shop online for the best financing, how to determine the real cost of operating each car, finding tax breaks as well as avoiding the gap trap and the extended warranty pitfall.

Money Matters

When sales fall, incentives rise -- When cars don't move off the lot fast enough dealers and manufacturers offer bigger and better deals. But make sure a deal's a real deal before you sign.

Cut emissions and your tax bill -- If you bought an environment friendly car, Uncle Sam has a couple of tax breaks for you.

Financing an auto -- Be sure, every step of the way, that you know just how much you are paying, when, how and what for! No exceptions!

It pays to surf for auto loans online -- Looking for a no-fuss auto loan with a rock-bottom interest rate? Hop online.

How much it will cost to own? -- The cost of a car doesn't end with the purchase. There's fuel, maintenance, insurance and depreciation, among other expenses you should keep in mind.

The bitter pill beneath sugarcoated financing -- What could possibly be wrong with a zero-percent auto loan? Plenty, if you don't get a good price on the vehicle.

Leasing an auto -- When it comes to leasing there are pluses and minuses. What you need to know to add it up.

Lease or buy? It's purely personal -- Lease or purchase? The right choice for you depends on your driving habits, style and emotional makeup.

Seller or trader: Which one are you? -- It's time to get rid of the old clunker, but which way is best: Sell it yourself or trade it in?

15 must-know auto financing terms -- Beat the dealer at the game by speaking the same language.

Hummer tax break gets hammered -- A new business tax bill dramatically limits a business owner's chance to write off most of the costs of big SUVs.

Get the gap if you're upside-down -- Gap insurance is a valuable policy to have, especially if -- for a wide variety of reasons -- you're going to be "upside-down" in your financing.

Warranty wisdom -- What does that new car warranty cover, and is extended warranty coverage a good investment? We take a look at how they work and what they're worth.

 

-- Posted: Feb. 15, 2005

 

 

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