CDs

Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.

CD Basics

Everything you need to know about opening an account.

Here’s everything you need to know about TD Bank’s CD rates.

CDs hold your funds for a set period. In exchange, you get a reliable return.

CDs come in different varieties. Find the one that meets your financial needs.

Best IRA CD rates for October 2021

Find the best IRA CD rates by comparing APY, term and minimum deposit requirements.

9 min read Oct 21, 2021
Best 1-year CD rates — October 2021

A top 12-month CD is ideal for someone with a short-range savings goal in mind.

11 min read Oct 21, 2021
Current CD rates — October 2021

View current cd rates based on Bankrate.com’s weekly national survey of large banks and thrifts.

2 min read Oct 21, 2021
Best no-penalty CD rates for October 2021

Not sure when you’ll need to access your money? These CDs may be a good fit.

4 min read Oct 14, 2021
Best 5-year CD rates — October 2021

Here’s why the best 60-month CDs are more versatile than you might think.

14 min read Oct 14, 2021
Best 4-year CD rates — October 2021

These top 48-month CDs pay more than 2.5 times the national average rate.

7 min read Oct 14, 2021
Best 2-year CD rates — October 2021

Shop around before you buy a CD. The best rates may pay a little more than 3 times what your local bank pays.

9 min read Oct 14, 2021
Best 3-year CD rates — October 2021

There’s more to a top 36-month CD than just the rates. Read the fine print before you buy.

9 min read Oct 14, 2021
Best 18-month CD rates — October 2021

An 18-month CD may provide the right balance for your needs.

10 min read Oct 14, 2021
Best 6-month CD rates — October 2021

If rates continue to decline, a short-term CD could allow you to lock in a higher fixed rate.

8 min read Oct 14, 2021

The trusted provider of accurate rates and financial information