CDs

Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.

CD Basics

Here’s everything you need to know about TD Bank’s CD rates.

CDs hold your funds for a set period. In exchange, you get a reliable return.

CDs come in different varieties. Find the one that meets your financial needs.

CDs often pay more interest than a standard savings account. Here’s what else to know.

Zero-coupon CDs: What they are and how they work

Here’s everything you need to know about zero-coupon CDs.

3 min read Sep 24, 2021
Current CD rates — September 2021

View current cd rates based on Bankrate.com’s weekly national survey of large banks and thrifts.

2 min read Sep 23, 2021
Bump-up CDs: What they are and how they work

If you think rates may rise again soon, a bump-up CD could be what you’re looking for.

3 min read Sep 22, 2021
Step-up CDs: What they are and how they work

Step-up CDs can help you potentially earn a higher rate of return later on.

3 min read Sep 22, 2021
Best no-penalty CD rates for September 2021

Not sure when you’ll need to access your money? These CDs may be a good fit.

4 min read Sep 22, 2021
Best 5-year CD rates — September 2021

Here’s why the best 60-month CDs are more versatile than you might think.

14 min read Sep 22, 2021
Best IRA CD rates for September 2021

Find the best IRA CD rates by comparing APY, term and minimum deposit requirements.

9 min read Sep 21, 2021
Best 4-year CD rates — September 2021

These top 48-month CDs pay more than 2.5 times the national average rate.

8 min read Sep 21, 2021
Best 1-year CD rates — September 2021

A top 12-month CD is ideal for someone with a short-range savings goal in mind.

11 min read Sep 21, 2021
Best 2-year CD rates — September 2021

Shop around before you buy a CD. The best rates may pay a little more than 3 times what your local bank pays.

9 min read Sep 21, 2021

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