CD Basics
12 types of CDs
CDs come in different varieties. Find the one that meets your financial needs.
What is an IRA CD?
Planning for retirement? Here’s everything you need to know about IRA CDs.
Latest Articles
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Current CD rates — July 2021
View current cd rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
2 min read Jul 22, 2021
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Best 5-year CD rates — July 2021
Here’s why the best 60-month CDs are more versatile than you might think.
13 min read Jul 20, 2021
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Best 4-year CD rates — July 2021
These top 48-month CDs pay more than 2.5 times the national average rate.
8 min read Jul 20, 2021
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Best IRA CD rates for July 2021
Find the best IRA CD rates by comparing APY, term and minimum deposit requirements.
9 min read Jul 20, 2021
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Best 2-year CD rates — July 2021
Shop around before you buy a CD. The best rates may pay a little more than 3 times what your local bank pays.
9 min read Jul 19, 2021
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Best 3-year CD rates — July 2021
There’s more to a top 36-month CD than just the rates. Read the fine print before you buy.
9 min read Jul 19, 2021
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Best no-penalty CD rates for July 2021
Not sure when you’ll need to access your money? These CDs may be a good fit.
4 min read Jul 19, 2021
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Best 1-year CD rates — July 2021
A top 12-month CD is ideal for someone with a short-range savings goal in mind.
11 min read Jul 16, 2021
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Best 6-month CD rates — July 2021
If rates continue to decline, a short-term CD could allow you to lock in a higher fixed rate.
9 min read Jul 16, 2021
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Best 18-month CD rates — July 2021
An 18-month CD may provide the right balance for your needs.
10 min read Jul 16, 2021