CDs

Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.

CD Basics

Better to let a CD automatically renew or cash it in? Here’s a guide for those looking to renew.

Take a look at the days when CDs were offering investors double-digit returns.

Some CDs require a minimum deposit of $100,000, but these accounts are not for everyone.

Consider these important factors before investing in bonds and CDs.

Best 5-year CD rates – October 2022

Here’s why the best 60-month CDs are more versatile than you might think.

11 min read Sep 30, 2022
Discover Bank CD rates

Everything you need to know about the online bank’s CD rates.

1 min read Sep 29, 2022
Best 4-year CD rates – October 2022

These top 48-month CDs pay more than 2.5 times the national average rate.

7 min read Sep 29, 2022
Best 3-year CD rates – October 2022

There’s more to a top three-year CD than just the rates. Read the fine print before you buy.

9 min read Sep 29, 2022
Best 1-year credit union CD rates — October 2022

These credit unions pay nearly three times the average yield on a 12-month CD.

7 min read Sep 29, 2022
Best no-penalty CD rates — October 2022

Not sure when you’ll need to access your money? These CDs may be a good fit.

5 min read Sep 29, 2022
Best 10-year CD rates – October 2022

Locking up your savings for a decade may be a smart move in some limited circumstances.

6 min read Sep 29, 2022
Current CD rates — October 2022

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

2 min read Sep 29, 2022
Best 2-year CD rates – October 2022

The best two-year CD rates pay way more than the U.S. national average.

9 min read Sep 28, 2022
Best 18-month CD rates – October 2022

An 18-month CD may provide the right balance for your needs.

10 min read Sep 28, 2022