CD Basics
CD rates: Historical trendline
Take a look at the days when CDs were offering investors double-digit returns.
When closing a CD early makes sense
Sometimes paying an early withdrawal penalty to take advantage of a better deal isn’t a bad idea.
Make the most of low CD rates
Here’s a look at why CD rates are so low and what you can do to make the most of low CD rates.
Latest Articles
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Current CD rates — March 2021
View current cd rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
2 min read Mar 04, 2021
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What is an add-on CD?
Add-on CDs can offer more flexibility than a traditional CD.
4 min read Mar 03, 2021
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Best 6-month CD rates — March 2021
If rates continue to decline, a short-term CD could allow you to lock in a higher fixed rate.
9 min read Mar 02, 2021
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Best 1-year CD rates — March 2021
A top 12-month CD is ideal for someone with a short-range savings goal in mind.
12 min read Mar 02, 2021
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Best 9-month CD rates — March 2021
For short-term saving, a nine-month CD may be a better option than a savings account.
8 min read Mar 02, 2021
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Best jumbo CD rates — March 2021
These CDs are for high rollers, but there’s good news for the rest of us, too.
8 min read Mar 02, 2021
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Best 2-year CD rates — March 2021
Shop around before you buy a CD. The best rates may pay a little more than 3 times what your local bank pays.
9 min read Mar 01, 2021
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Best 10-year CD rates — March 2021
Locking up your savings for a decade may be a smart move in some limited circumstances.
6 min read Mar 01, 2021
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Best IRA CD rates for March 2021
Find the best IRA CD rates by comparing APY, term and minimum deposit requirements.
9 min read Mar 01, 2021
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Best 3-month CD rates — March 2021
The top 3-month CD rates pay nearly six times the national average.
8 min read Feb 26, 2021