CDs

Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.

CD Basics

CD rates: Historical trendline

Take a look at the days when CDs were offering investors double-digit returns.

6 min read

What is a zero-coupon CD?

Here’s everything you need to know about zero-coupon CDs.

4 min read

How to invest in CDs

Savers, here are strategies to invest in CDs.

8 min read

How to invest in step-up CDs

Step-up CDs can help you potentially earn a higher rate of return later on.

5 min read

Latest Articles

Top CD rates today: Dec. 8, 2023 — Leaders earning 5% to 5.75%

Explore the top CD rates today to maximize your savings.

5 min read Dec 08, 2023
Current CD rates for November 2023

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

2 min read Dec 07, 2023
Top CD rates today: Dec. 7, 2023 — Lock in APYs above 5%

Explore the top CD rates today to maximize your savings.

5 min read Dec 07, 2023
Top CD rates today: Dec. 6, 2023 — It’s still a good time to lock in a fixed APY now

Explore the top CD rates today to maximize your savings.

5 min read Dec 06, 2023
Wells Fargo CD rates

Wells Fargo offers three standard terms of CDs online. Here’s what you need to know about minimum balances, fees and more.

1 min read Dec 05, 2023
Bank of America CD rates

Looking for a CD? Here’s what the big bank will pay you.

1 min read Dec 05, 2023
Citibank CD rates

Here’s everything you need to know about the bank’s CDs.

2 min read Dec 05, 2023
Discover Bank CD rates

Everything you need to know about the online bank’s CD rates.

1 min read Dec 05, 2023
Marcus by Goldman Sachs CD rates

Here’s everything you need to know about the online bank’s CDs.

1 min read Dec 05, 2023
Top CD rates today: Dec. 5, 2023 — Some leading long-term rates retreat slightly

Explore the top CD rates today to maximize your savings.

5 min read Dec 05, 2023
Top CD rates today: Dec. 4, 2023 — Earn 5.75% for 9-month and 1-year CDs

Explore the top CD rates today to maximize your savings.

5 min read Dec 04, 2023
Top CD rates today: Dec. 1, 2023 — Leaders offering more than 5%

Explore the top CD rates today to maximize your savings.

5 min read Dec 01, 2023
Historical CD interest rates: 1984-2023

Take a look at the days when CDs were offering investors double-digit returns.

6 min read Nov 30, 2023
3 ways to take advantage of high CD rates

Locking in a high yield now could be beneficial in the event rates begin to drop.

5 min read Nov 30, 2023
Top CD rates today: Nov. 30, 2023 — Rates greater than 5%

Explore the top CD rates today to maximize your savings.

4 min read Nov 30, 2023
PNC Bank CD rates

Everything you need to know about the bank’s yields on CDs.

2 min read Nov 29, 2023
Truist Bank CD rates

Newly formed Truist offers four terms of CDs with uncompetitive rates.

2 min read Nov 29, 2023
Top CD rates today: Nov. 29, 2023 — Yields above 5%

Explore the top CD rates today to maximize your savings.

4 min read Nov 29, 2023
Ally Bank CD rates

Everything you need to know about the online bank’s CD rates.

2 min read Nov 28, 2023
Top CD rates today: Nov. 28, 2023 — Rates up to 5.75%

Explore the top CD rates today to maximize your savings.

4 min read Nov 28, 2023