9 questions before choosing a credit card
Pause to ask: Do you need this card?
It's exhilarating to slip a brand-new credit card into your wallet.
You can almost hear the call of the mall or feel the pull of that vacation you've been postponing for way too long.
However, use that new card in the wrong way -- or pick the wrong card for your needs -- and credit can quickly become debt. And debt can bring trouble, pressure and stress.
Before you fill out that application form, it pays to ask a few smart questions. Here are nine you want answered before you sign on the dotted line.