Credit Cards for Bad Credit

It can often be tough to build, rebuild or re-establish your credit history. But these credit cards for bad credit may help you do all of those things. If you make payments on time and keep your account balance low, cards for bad credit provide the tools you need to get your credit back on track. Below you'll find a mix of prepaid, secured and unsecured credit cards. Browse our list to find one that fits your financial situation.

  • Capital One® Secured MasterCard®
    or call
    866-927-5834
    • Unlike a prepaid card, it builds credit when used responsibly
    • Regular reporting to the 3 major credit bureaus
    • Your minimum security deposit gets you a $200 credit line
    • You may qualify for a credit line increase based on your payment history and creditworthiness—no additional deposit required
    • It's a credit card—accepted at millions of locations worldwide
    • Easily manage your account 24/7 with online access, by phone or using our mobile app
    • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    22.9%(Variable)
    $29
    Bad Credit
  • UNITY® Visa Secured Credit Card - The Comeback Card™
    • A secured credit card designed to help rebuild your credit
    • Reports to all 3 major credit bureaus
    • Low, fixed (Not variable) interest rate of 17.99%
    • Your security deposit can get you Min. $250/Max. $10,000 credit limit
    • Manage your account online
    • No application fee or penalty rate
    • Credit line secured by fully-refundable FDIC insured deposit submitted with application
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    9.95%
    Intro APR
    6 months
    Intro APR Period
    17.99% (Fixed)
    $39
    Bad Credit
  • Account Now Gold Visa® Prepaid Card
    • Get Paid up to 2 days faster with Free Direct Deposit † - get your paycheck or benefits checks in your card account and access your funds up to 2 days earlier than payday.
    • 100% Guaranteed Approval* - upon successful ID verification. No Credit check.∞ No ChexSystems check. And no existing bank account required.
    • $0 Activation Fee. No Minimum Balance. No Overdraft fees.
    • $15 Bonus§ with recurring Direct Deposit. Never pay to cash your paychecks and get your pay faster.
    • Use it everywhere Visa Debit cards are accepted and pay anyone with PayAnyone Bill Pay. Shop online, rent a car, pay your rent and more.
    • Easy Mobile Account Access and Text Alerts. Get your account balance, transaction details sent to your phone within seconds
    • BBB Accredited A+ Company. Excellent Customer Service.
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    up to $9.95 monthly fee
    No Credit Check
  • Pink ACE Elite™ Visa® Prepaid Card
    • Official Sponsor of the National Breast Cancer Foundation (NBCF).
    • Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF's early detection screening program for those in need.
    • Enroll in direct deposit today — receive your account number immediately.
    • Need your money before payday? Get paid up to 2 days faster with direct deposit.*
    • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
    • Mobile account access - available on GooglePlay and Apple App Store.
    • Always know your balance— by mobile app, email, or text message. Standard data rates apply.*
    • Earn cash back on your everyday purchases through Payback rewards — get special offers and account credits when you use them.*
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    up to $9.95 monthly fee
    No Credit Check
  • Credit One Bank® Credit Card with Gas Rewards
    • Unlimited 1% back gas rewards
    • No limit to the gas rewards you can earn
    • Rewards post to your account automatically each month
    • Get Pre-Qualified without affecting your credit score
    • Automatic reviews for credit line increase opportunities
    • Keep an eye on your credit information with free online monthly credit score tracking
    • Choose your card design from our premium gallery
    • Email or text alerts to remind you when your payment is due
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A*
    Intro APR
    N/A*
    Intro APR Period
    N/A*
    Intro APR
    N/A*
    Intro APR Period
    17.90% - 23.90%(Variable)*
    $35-$99
    Bad Credit
  • Credit One Bank® Platinum Card
    • Get Pre-Qualified without affecting your credit score
    • Automatic reviews for credit line increase opportunities
    • Keep an eye on your credit information with free online monthly credit score tracking
    • Choose your card design from our premium gallery
    • Email or text alerts to remind you when your payment is due
    • No limit to the gas rewards you can earn
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A*
    Intro APR
    N/A*
    Intro APR Period
    N/A*
    Intro APR
    N/A*
    Intro APR Period
    17.90% - 23.90%(Variable)*
    $35-$99
    Bad Credit
  • PayPal™ Prepaid MasterCard®
    • Free direct deposit - get your paycheck and government benefits up to 2 days faster.
    • Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard!
    • Get account alerts on your mobile device or download our App to check your balance and see recent transactions
    • Open an optional savings account currently offering a 5.00% APY for balances up to $5,000 (new)
    • Earn Cash back rewards from specially selected stores, restaurants and more
    • No credit check, overdraft fees or interest charges.
    • Safer than carrying cash - use it to pay for everyday purchases.
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    $4.95 monthly fee
    No Credit Check
  • ACE Elite™ Visa® Prepaid Card
    • Enroll in direct deposit today - receive your account number immediately.
    • Need your money before payday? Get paid up to 2 days faster with direct deposit.*
    • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
    • Mobile account access - available on GooglePlay and Apple App Store.
    • Transfer money to another ACE Elite cardholder with no fee.*
    • Always know your balance - by mobile app, email, or text message. Standard data rates apply.*
    • Earn up to 5% APY while you save in an optional savings account.*
    • Earn cash back on your everyday purchases through Payback rewards - get Special Offers and account credits when you use them.*
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    up to $9.95 monthly fee
    No Credit Check
  • NetSpend® Visa® Prepaid Card
    • Get Paid up to 2 days faster with direct deposit — payroll and government benefits
    • 100% Approval - No credit check needed (ID verification required).
    • No credit card debt or late fees, because it is not a credit card
    • Earn cash back with NetSpend Payback Rewards
    • Real-time activity alerts sent to your mobile phone. (Message rates may apply)
    • Funds are FDIC insured up to the current coverage limit (ID verification required).
    • Card issued by MetaBank®, Member FDIC.
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    $9.95 monthly fee
    No Credit Check
  • First Progress Platinum Elite MasterCard® Secured Credit Card
    • Nationwide Program though not yet available in NY, IA, AR, or WI
    • Receive Your Card More Quickly with New Expedited Processing Option
    • No Credit History or Minimum Credit Score Required for Approval
    • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
    • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
    • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
    • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
    • 24/7 Online Access to Your Account
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    19.99%(Variable)
    $29
    Bad Credit
  • First Progress Platinum Prestige MasterCard® Secured Credit Card
    • 24/7 Online Access to Your Account
    • Our card reports monthly to all three major bureaus and approval is based upon a fully-refundable security deposit.
    • We can approve you at any credit score, no minimum required.
    • No processing or application fees required.
    • Full-featured Platinum MasterCard, accepted for car rentals, hotels, and millions of other locations worldwide.
    • Refundable security deposit required at time of application, only apply when you have a min of $300 to deposit immediately from a checking account or debit card.
    • Nationwide Program though not yet available in NY, IA, AR, or WI
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    11.99%(Variable)
    $44
    Bad Credit
  • First Progress Platinum Select MasterCard® Secured Credit Card
    • Nationwide Program though not yet available in NY, IA, AR, or WI
    • Receive Your Card More Quickly with New Expedited Processing Option
    • No Credit History or Minimum Credit Score Required for Approval
    • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
    • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
    • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
    • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
    • 24/7 Online Access to Your Account
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    14.99%(Variable)
    $39
    Bad Credit
  • OpenSky® Secured Visa® Credit Card
    • Build Your Credit with our monthly reporting to all 3 credit bureaus.
    • Control Your Finances, start with a security deposit and credit line as low as $200.
    • Apply in less than 5 minutes, No credit check necessary.
    • Avoid paying interest, no interest charged on new purchases if the balance is paid in full by the due date each month.
    • Extra Credit When You Need It, increase your credit line up to $5000 (subject to approval).
    • Easy funding options, with 4 ways to fund and No checking account needed.
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    17.50%(Variable)
    $29
    Bad Credit
  • USAA Secured Platinum Card
    • It's a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.
    • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
    • Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card's credit limit.
    • Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments.
    • Start building your credit - opening a CD lets you get a credit card even if you don't have a credit history or have bad credit.
    • Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
    • If you are not eligible, USAA credit cards and other products may still be available.
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    9.90%(Variable)
    $35
    Bad Credit
  • Horizon Gold Card
    • Reports to major credit bureau
    • Fast online approval
    • Unsecured credit limit
    • No credit check
    • No employment check
    • $500 initial credit line
    • 0% APR
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    0.00%
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    0% (Fixed)
    $24.95 benefits plan membership will be auto-debited monthly
    Bad Credit
  • The Secured Visa® from Merrick Bank
    • Get your FICO® Score every month at no charge.
    • Build your credit - Performance is reported to all three major credit bureaus, unlike a prepaid card.
    • Credit line increases - automatic unsecured credit line increase reviews with no additional security deposit or fees.
    • No Processing or application fees.
    • You determine your credit line - up to $3,000
    • Easy funding options - We have several convenient options to easily submit your security deposits
    • Worldwide acceptance - Use it anywhere Visa is accepted.
    • Easy application - Click "Apply Here" to apply online today!
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    17.45%(Variable)
    $36
    Bad Credit
  • USAA Secured Platinum American Express Card
    • It's a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.
    • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
    • Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card's credit limit.
    • Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments.
    • Start building your credit - opening a CD lets you get a credit card even if you don't have a credit history or have bad credit.
    • Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
    • If you are not eligible, USAA credit cards and other products may still be available.
  • Purchases Balance Transfer Regular APR Annual Fee Credit Needed
    N/A
    Intro APR
    N/A
    Intro APR Period
    N/A
    Intro APR
    N/A
    Intro APR Period
    9.90%(Variable)
    $35
    Bad Credit
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* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

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Credit Cards for Bad Credit

Bankrate.com makes finding, comparing, and applying for a credit card an easy process!

It can often be tough to build, rebuild or re-establish your credit history. But these credit cards for bad credit may help you do all of those things. If you make payments on time and keep your account balance low, cards for bad credit provide the tools you need to get your credit back on track. Below you'll find a mix of prepaid, secured and unsecured credit cards. Browse our list to find one that fits your financial situation.

For more detailed information or to apply online, simply click the "Apply Now" button.

  • logo
    Capital One® Secured MasterCard®
     
    (Tap to show details)
  • Card Info
    • Unlike a prepaid card, it builds credit when used responsibly
    • Regular reporting to the 3 major credit bureaus
    • Your minimum security deposit gets you a $200 credit line
    • You may qualify for a credit line increase based on your payment history and creditworthiness—no additional deposit required
    • It's a credit card—accepted at millions of locations worldwide
    • Easily manage your account 24/7 with online access, by phone or using our mobile app
    • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
  • Purchases
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Balance Transfer
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Regular APR
  • 22.9%
    (Variable)
  • Annual Fee
    Credit Needed
  • $29
    Bad Credit
  • logo
    UNITY® Visa Secured Credit Card - The Comeback Card™
     
    (Tap to show details)
  • Card Info
    • A secured credit card designed to help rebuild your credit
    • Reports to all 3 major credit bureaus
    • Low, fixed (Not variable) interest rate of 17.99%
    • Your security deposit can get you Min. $250/Max. $10,000 credit limit
    • Manage your account online
    • No application fee or penalty rate
    • Credit line secured by fully-refundable FDIC insured deposit submitted with application
  • Purchases
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Balance Transfer
  • 9.95%
    Intro APR
    6 months
    Intro APR Period
  • Regular APR
  • 17.99% (Fixed)
  • Annual Fee
    Credit Needed
  • $39
    Bad Credit
  • logo
    Account Now Gold Visa® Prepaid Card
     
    (Tap to show details)
  • Card Info
    • Get Paid up to 2 days faster with Free Direct Deposit † - get your paycheck or benefits checks in your card account and access your funds up to 2 days earlier than payday.
    • 100% Guaranteed Approval* - upon successful ID verification. No Credit check.∞ No ChexSystems check. And no existing bank account required.
    • $0 Activation Fee. No Minimum Balance. No Overdraft fees.
    • $15 Bonus§ with recurring Direct Deposit. Never pay to cash your paychecks and get your pay faster.
    • Use it everywhere Visa Debit cards are accepted and pay anyone with PayAnyone Bill Pay. Shop online, rent a car, pay your rent and more.
    • Easy Mobile Account Access and Text Alerts. Get your account balance, transaction details sent to your phone within seconds
    • BBB Accredited A+ Company. Excellent Customer Service.
  • Purchases
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Balance Transfer
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Regular APR
  • N/A
  • Annual Fee
    Credit Needed
  • up to $9.95 monthly fee
    No Credit Check
  • logo
    Pink ACE Elite™ Visa® Prepaid Card
     
    (Tap to show details)
  • Card Info
    • Official Sponsor of the National Breast Cancer Foundation (NBCF).
    • Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF's early detection screening program for those in need.
    • Enroll in direct deposit today — receive your account number immediately.
    • Need your money before payday? Get paid up to 2 days faster with direct deposit.*
    • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
    • Mobile account access - available on GooglePlay and Apple App Store.
    • Always know your balance— by mobile app, email, or text message. Standard data rates apply.*
    • Earn cash back on your everyday purchases through Payback rewards — get special offers and account credits when you use them.*
  • Purchases
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Balance Transfer
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Regular APR
  • N/A
  • Annual Fee
    Credit Needed
  • up to $9.95 monthly fee
    No Credit Check
  • logo
    Credit One Bank® Credit Card with Gas Rewards
     
    (Tap to show details)
  • Card Info
    • Unlimited 1% back gas rewards
    • No limit to the gas rewards you can earn
    • Rewards post to your account automatically each month
    • Get Pre-Qualified without affecting your credit score
    • Automatic reviews for credit line increase opportunities
    • Keep an eye on your credit information with free online monthly credit score tracking
    • Choose your card design from our premium gallery
    • Email or text alerts to remind you when your payment is due
  • Purchases
  • N/A*
    Intro APR
    N/A*
    Intro APR Period
  • Balance Transfer
  • N/A*
    Intro APR
    N/A*
    Intro APR Period
  • Regular APR
  • 17.90% - 23.90%
    (Variable)*
  • Annual Fee
    Credit Needed
  • $35-$99
    Bad Credit
  • logo
    Credit One Bank® Platinum Card
     
    (Tap to show details)
  • Card Info
    • Get Pre-Qualified without affecting your credit score
    • Automatic reviews for credit line increase opportunities
    • Keep an eye on your credit information with free online monthly credit score tracking
    • Choose your card design from our premium gallery
    • Email or text alerts to remind you when your payment is due
    • No limit to the gas rewards you can earn
  • Purchases
  • N/A*
    Intro APR
    N/A*
    Intro APR Period
  • Balance Transfer
  • N/A*
    Intro APR
    N/A*
    Intro APR Period
  • Regular APR
  • 17.90% - 23.90%
    (Variable)*
  • Annual Fee
    Credit Needed
  • $35-$99
    Bad Credit
  • logo
    PayPal™ Prepaid MasterCard®
     
    (Tap to show details)
  • Card Info
    • Free direct deposit - get your paycheck and government benefits up to 2 days faster.
    • Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard!
    • Get account alerts on your mobile device or download our App to check your balance and see recent transactions
    • Open an optional savings account currently offering a 5.00% APY for balances up to $5,000 (new)
    • Earn Cash back rewards from specially selected stores, restaurants and more
    • No credit check, overdraft fees or interest charges.
    • Safer than carrying cash - use it to pay for everyday purchases.
  • Purchases
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Balance Transfer
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Regular APR
  • N/A
  • Annual Fee
    Credit Needed
  • $4.95 monthly fee
    No Credit Check
  • logo
    ACE Elite™ Visa® Prepaid Card
     
    (Tap to show details)
  • Card Info
    • Enroll in direct deposit today - receive your account number immediately.
    • Need your money before payday? Get paid up to 2 days faster with direct deposit.*
    • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
    • Mobile account access - available on GooglePlay and Apple App Store.
    • Transfer money to another ACE Elite cardholder with no fee.*
    • Always know your balance - by mobile app, email, or text message. Standard data rates apply.*
    • Earn up to 5% APY while you save in an optional savings account.*
    • Earn cash back on your everyday purchases through Payback rewards - get Special Offers and account credits when you use them.*
  • Purchases
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Balance Transfer
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Regular APR
  • N/A
  • Annual Fee
    Credit Needed
  • up to $9.95 monthly fee
    No Credit Check
  • logo
    NetSpend® Visa® Prepaid Card
     
    (Tap to show details)
  • Card Info
    • Get Paid up to 2 days faster with direct deposit — payroll and government benefits
    • 100% Approval - No credit check needed (ID verification required).
    • No credit card debt or late fees, because it is not a credit card
    • Earn cash back with NetSpend Payback Rewards
    • Real-time activity alerts sent to your mobile phone. (Message rates may apply)
    • Funds are FDIC insured up to the current coverage limit (ID verification required).
    • Card issued by MetaBank®, Member FDIC.
  • Purchases
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Balance Transfer
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Regular APR
  • N/A
  • Annual Fee
    Credit Needed
  • $9.95 monthly fee
    No Credit Check
  • logo
    First Progress Platinum Elite MasterCard® Secured Credit Card
     
    (Tap to show details)
  • Card Info
    • Nationwide Program though not yet available in NY, IA, AR, or WI
    • Receive Your Card More Quickly with New Expedited Processing Option
    • No Credit History or Minimum Credit Score Required for Approval
    • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
    • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
    • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
    • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
    • 24/7 Online Access to Your Account
  • Purchases
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Balance Transfer
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Regular APR
  • 19.99%
    (Variable)
  • Annual Fee
    Credit Needed
  • $29
    Bad Credit
  • logo
    First Progress Platinum Prestige MasterCard® Secured Credit Card
     
    (Tap to show details)
  • Card Info
    • 24/7 Online Access to Your Account
    • Our card reports monthly to all three major bureaus and approval is based upon a fully-refundable security deposit.
    • We can approve you at any credit score, no minimum required.
    • No processing or application fees required.
    • Full-featured Platinum MasterCard, accepted for car rentals, hotels, and millions of other locations worldwide.
    • Refundable security deposit required at time of application, only apply when you have a min of $300 to deposit immediately from a checking account or debit card.
    • Nationwide Program though not yet available in NY, IA, AR, or WI
  • Purchases
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Balance Transfer
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Regular APR
  • 11.99%
    (Variable)
  • Annual Fee
    Credit Needed
  • $44
    Bad Credit
  • logo
    First Progress Platinum Select MasterCard® Secured Credit Card
     
    (Tap to show details)
  • Card Info
    • Nationwide Program though not yet available in NY, IA, AR, or WI
    • Receive Your Card More Quickly with New Expedited Processing Option
    • No Credit History or Minimum Credit Score Required for Approval
    • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
    • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
    • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
    • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
    • 24/7 Online Access to Your Account
  • Purchases
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Balance Transfer
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Regular APR
  • 14.99%
    (Variable)
  • Annual Fee
    Credit Needed
  • $39
    Bad Credit
  • logo
    OpenSky® Secured Visa® Credit Card
     
    (Tap to show details)
  • Card Info
    • Build Your Credit with our monthly reporting to all 3 credit bureaus.
    • Control Your Finances, start with a security deposit and credit line as low as $200.
    • Apply in less than 5 minutes, No credit check necessary.
    • Avoid paying interest, no interest charged on new purchases if the balance is paid in full by the due date each month.
    • Extra Credit When You Need It, increase your credit line up to $5000 (subject to approval).
    • Easy funding options, with 4 ways to fund and No checking account needed.
  • Purchases
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Balance Transfer
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Regular APR
  • 17.50%
    (Variable)
  • Annual Fee
    Credit Needed
  • $29
    Bad Credit
  • logo
    USAA Secured Platinum Card
     
    (Tap to show details)
  • Card Info
    • It's a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.
    • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
    • Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card's credit limit.
    • Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments.
    • Start building your credit - opening a CD lets you get a credit card even if you don't have a credit history or have bad credit.
    • Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
    • If you are not eligible, USAA credit cards and other products may still be available.
  • Purchases
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Balance Transfer
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Regular APR
  • 9.90%
    (Variable)
  • Annual Fee
    Credit Needed
  • $35
    Bad Credit
  • logo
    Horizon Gold Card
     
    (Tap to show details)
  • Card Info
    • Reports to major credit bureau
    • Fast online approval
    • Unsecured credit limit
    • No credit check
    • No employment check
    • $500 initial credit line
    • 0% APR
  • Purchases
  • 0.00%
    Intro APR
    N/A
    Intro APR Period
  • Balance Transfer
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Regular APR
  • 0% (Fixed)
  • Annual Fee
    Credit Needed
  • $24.95 benefits plan membership will be auto-debited monthly
    Bad Credit
  • logo
    The Secured Visa® from Merrick Bank
     
    (Tap to show details)
  • Card Info
    • Get your FICO® Score every month at no charge.
    • Build your credit - Performance is reported to all three major credit bureaus, unlike a prepaid card.
    • Credit line increases - automatic unsecured credit line increase reviews with no additional security deposit or fees.
    • No Processing or application fees.
    • You determine your credit line - up to $3,000
    • Easy funding options - We have several convenient options to easily submit your security deposits
    • Worldwide acceptance - Use it anywhere Visa is accepted.
    • Easy application - Click "Apply Here" to apply online today!
  • Purchases
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Balance Transfer
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Regular APR
  • 17.45%
    (Variable)
  • Annual Fee
    Credit Needed
  • $36
    Bad Credit
  • logo
    USAA Secured Platinum American Express Card
     
    (Tap to show details)
  • Card Info
    • It's a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.
    • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
    • Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card's credit limit.
    • Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments.
    • Start building your credit - opening a CD lets you get a credit card even if you don't have a credit history or have bad credit.
    • Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
    • If you are not eligible, USAA credit cards and other products may still be available.
  • Purchases
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Balance Transfer
  • N/A
    Intro APR
    N/A
    Intro APR Period
  • Regular APR
  • 9.90%
    (Variable)
  • Annual Fee
    Credit Needed
  • $35
    Bad Credit

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.