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CD rates are low across all maturities. The national average one-year CD rate fell in our latest rates survey to 0.3 percent. There are several institutions offering higher rates, but you'll need to do some shopping around in order to find them. Our rates survey can help you quickly find the best CD rates in San Francisco, CA, and in other areas of California.
If you're looking for a safe investment, CDs are certainly among one of the most secure. The FDIC insures your money up to $250,000 per depositor at banks. And the NCUA insures your cash at credit unions. You can use our rates survey to find the best CD rates in San Francisco, CA.
CD rates in San Francisco, California
Here are the one-year CD rates in San Francisco, CA, as of 10:00 a.m.
| Institution | APY | Min Deposit |
| Ally | 1.04% | $0 |
| Sterling Bank and Trust | 0.45% | $500 |
| Bank of the West | 0.4% | $1,000 |
| Luther Burbank Savings | 0.4% | $1,000 |
| First Federal Savings & Loan Association of San Rafael | 0.35% | $1,000 |
| Bank of America | 0.25% | $1,000 |
| Gateway Bank, FSB | 0.25% | $1,000 |
| One PacificCoast Bank, FSB | 0.25% | $1,000 |
| Chase Bank | 0.2% | $1,000 |
| Wells Fargo Bank | 0.05% | $2,500 |
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