CD rates are low across all maturities. The national average one-year CD rate fell in our latest rates survey to 0.3 percent. There are several institutions offering higher rates, but you’ll need to do some shopping around in order to find them. Our rates survey can help you quickly find the best CD rates in San Francisco, CA, and in other areas of California.

If you’re looking for a safe investment, CDs are certainly among one of the most secure. The FDIC insures your money up to $250,000 per depositor at banks. And the NCUA insures your cash at credit unions. You can use our rates survey to find the best CD rates in San Francisco, CA.

CD rates in San Francisco, California

Here are the one-year CD rates in San Francisco, CA, as of 10:00 a.m.

Institution APY Min Deposit
Ally 1.04% $0
Sterling Bank and Trust 0.45% $500
Bank of the West 0.4% $1,000
Luther Burbank Savings 0.4% $1,000
First Federal Savings & Loan Association of San Rafael 0.35% $1,000
Bank of America 0.25% $1,000
Gateway Bank, FSB 0.25% $1,000
One PacificCoast Bank, FSB 0.25% $1,000
Chase Bank 0.2% $1,000
Wells Fargo Bank 0.05% $2,500

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