The average one-year CD rate actually moved up a basis point in our most recent survey — a basis point is one-hundredth of a percentage point. It’s now at 0.3 percent. Fortunately, there are several lenders offering much better yields. Use our research to find the best CD rates in Sacramento, CA, and in other areas of California.

Insured up to $250,000 per depositor per bank, certificates of deposit are safe investments. Just make sure to create a budget before you invest — most institutions have stiff penalties for withdrawing your money early. Use our research to find CD rates in Sacramento, CA.

CD rates in Sacramento, California

Here are the one-year CD rates in Sacramento, CA, as of 10:00 a.m.

Institution APY Min Deposit
Ally 1.05% $0
ableBanking 1.12% $1,000
NexBank 1.05% $10,000
Beal Bank USA 1.01% $1,000
UnionBank 0.3% $350
Bank of the West 0.25% $1,000
Citibank 0.25% $1,000
El Dorado Savings Bank 0.25% $500
Bank of America 0.2% $1,000
Chase Bank 0.15% $1,000
First Northern Bank of Dixon 0.1% $500
U.S. Bank 0.1% $500
Wells Fargo Bank 0.05% $2,500

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