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Yields in the Golden State aren't exactly anything to shout about, but don't give up looking for higher rates just yet. Some institutions are posting yields well above the national average. CD rates in San Francisco, CA, are mostly unchanged this week, making some investors consider other low-risk savings accounts. If you want to keep your investment near home, use Bankrate to find the best CD rates in your area of California.
CD rates are insured by the FDIC up to $250,000, making it a low-risk investment, but consider building a CD ladder to hedge the risk of rate changes. To locate CD rates in San Francisco, CA, check out research from Bankrate.com.
CD rates in San Francisco, CA
Here are the 6-month CD rates as of 2 p.m. in San Francisco, CA.
| Institution | APY | Min Deposit |
| Ally | 0.95% | $0 |
| Luther Burbank Savings | 0.75% | $1,000 |
| Sterling Bank and Trust | 0.55% | $500 |
| Bank of America | 0.30% | $1,000 |
| Gateway Bank, FSB | 0.25% | $1,000 |
| Chase Bank | 0.20% | $1,000 |
| Franklin Templeton B&T | 0.20% | $2,500 |
| Wells Fargo Bank | 0.10% | $2,500 |
| UnionBank | 0.30% | $350 |
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