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Yields have been somewhat dismal across all maturities, but don't worry; there are still some decent rates to be found. CD rates in San Diego, CA, have inched up this week, and many banks are posting higher yields to bring in deposits. If you're looking to keep your investment close to home, it's still possible to find decent CD rates in your area of California.
Federal intervention may cause yields to drop even lower, which means it's crucial to shop around for the best CD rates. Certificates of deposit are low-risk, but consider building a CD ladder to hedge the risk of rates changes. To find CD rates in San Diego, CA, check out research from Bankrate.com.
CD rates in San Diego, CA
Here are the 6-month CD rates as of 11 a.m. in San Diego, CA.
| Institution | APY | Min Deposit |
| Ally | 1.05% | $0 |
| OneWest Bank, FSB | 1.05% | $1,000 |
| Bank of America | 0.30% | $1,000 |
| UnionBank | 0.30% | $350 |
| Pacific Trust Bank, FSB | 0.25% | $500 |
| Wells Fargo Bank | 0.10% | $2,500 |
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