credit cards

National credit card rates for March 15, 2012

Interest Rate Roundup
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Credit Cards

  • 13.81% (all fixed)
  • 14.52% (all variable)

The average annual percentage rate for variable-rate credit cards slipped 3 basis points to 14.52 percent from 14.55 percent, according to Bankrate's latest survey of interest rates. A basis point is one-hundredth of 1 percentage point. The fixed APR stayed steady at 13.81 percent for the second straight week.

American Express last week introduced a co-branded brokerage charge card and credit card with Morgan Stanley. The two cards offer generous sign-on bonuses for clients of Morgan Stanley Smith Barney with eligible brokerage accounts. Both also offer special bonuses on the day the card account was opened if the cardholder meets certain annual spending thresholds.




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Product Rate Change Last week
Balance Transfer Cards 15.71%  0.01 15.70%
Cash Back Cards 16.36% --0.00 16.36%
Low Interest Cards 10.91% --0.00 10.91%

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