Because interest rates are at or near rock bottom, short-term loans have become more affordable for many borrowers.
Those who currently have a 30-year mortgage with an interest rate of 6 percent or higher may be able to refinance into a 20 or 15-year loan while keeping their monthly mortgage payments close to what they pay now. Consider this option even when the short-term loan means slightly higher monthly payments. This is your chance to pay off your mortgage quicker.
Not all items at dollar stores are good deals. But here are five finds that can be bargains.
Trim the fat around your grocery budget with these money-saving tips.
With the holidays coming up, use October sales to your advantage. Find out what to buy.
Here's how to make your holiday shopping season a frugal success.
Looking to save money? Here are eight easy ways to save $5,000 in one year.
Need help paying for college? Try these savvy, nontraditional ways to save money.
Looking for peace of mind in a rate or are you tempted by a lower rate in the beginning?
As the year winds down, tax planning is a must on the to-do list. Here are a few things to keep in mind.
Bankrate wants to hear from you and encourages thoughtful and constructive comments. We ask that you stay focused on the story topic, respect other people's opinions, and avoid profanity, offensive statements, illegal contents and advertisement posts. Comments are not reviewed before they are posted. Bankrate reserves the right (but is not obligated) to edit or delete your comments. Please avoid posting private or confidential information, and also keep in mind that anything you post may be disclosed, published, transmitted or reused. We do not permit the inclusion of hyperlinks in comments and may remove any comment that includes a hyperlink.
Get cost-cutting tips for buying, selling and maintaining your wheels. Delivered monthly.
If gasoline comes from oil, why isn't the price falling as fast?
... Read more