Mortgages

Mortgages

	3 ways to mess up a home mortgage closing Want a lender to delay or cancel your mortgage closing? Here's how to do it. Is no-closing-cost mortgage for you? Assumable mortgage: Take over seller's loan Reverse mortgage vs. HELOC for extra cash?

	Recent mortgage stories
	5 tips to sell your home in the winter season Need to offer a home in winter? Try these pointers and let it sell, let it sell, let it sell. Save money by paying off your mortgage early There's more than one way to repay your mortgage early. Start now to save more. 5 ways to get the best mortgage deal It's tougher to get a mortgage today. But shoring up your credit and other moves can lead to success. 4 ways to pay off your mortgage earlier Dream of owning your house free and clear? Here's how. How to find a mortgage lender and pick the best Your ideal mortgage lender may be online. Search for a few, then ask these questions. Closing costs: 5 most expensive states Looking for low mortgage closing costs in New York or Texas? Fuhgeddaboudit, pardner! Mortgage rates remain quiet before the Fed Mortgage rates scarcely moved, but expect them to move after the Fed's policy announcement. Mortgages fall, but will they linger there? Rates sink on rumors central banks will open money faucets. Is your refi circling the drain? Mortgage rates tumble near record lows again Mortgage rates finally fall after having risen four weeks in a row. Time to refinance? Mortgage rates keep rising despite recession fear If Congress ushers in another recession, will that be good for mortgage rates, or bad? Whisper of good economic news lifts mortgages Mortgages have risen three weeks in a row. Here's why you still have time to refinance. Closing costs: 5 least expensive states The perks of being landlocked: Low mortgage closing costs live in the middle of the country. Mortgage rates sustain their upward bounce Mortgages are still low, and underwater homeowners are refinancing in big numbers. Closing costs: How does your state rank? One state in the Midwest has the lowest closing costs. What can you expect to pay in your state? Rates rise, along with optimism about the euro Mortgages rise for the first time in four months because a banker in Frankfurt opens his mouth. Mortgages have fallen and they can't get up With an aimless Congress, feeble Fed and infirm Europe, there's no oomph to boost mortgages. 5 mortgage and housing trends in summer 2012 Low mortgage rates and a limited supply of homes could heat up the housing market. Euro-crisis pushes rates to an even-lower low! The U.S. mortgage market walks into a bar. The bartender says: "Why the low rates?" Blah job stats deliver lovely mortgage rates Mortgage rates fall to record lows because of sputtering employment and political uncertainty. Jumbo mortgages offer low rates, strict terms Jumbo loans were hard to find for a while, but they've returned. How do you qualify for one? Look before you leap into jumbo ARMs A low-rate adjustable jumbo mortgage costs less at first -- at the risk of increases later. Mortgage rates sink amid disquiet over euro Mortgages test a new low, despite Europe's latest effort to ease its debt crisis. Rates stay down while housing markets inch up Those folks in Europe really know how to hold down mortgage rates in the States. Mortgage rates slip on Europe, fall on the Fed Turmoil in Europe brings contentment to borrowers in the States because of low rates. What's so 'goofy' about low mortgage rates? The 30-year fixed is in record territory again. But can you actually snag that rate? Why debt to income matters in mortgages Lenders care about your debt-to-income ratio. Here's why, and how to calculate it yourself. With record-low rates, is it time to re-refi? Low rates let borrowers refinance their mortgages mere months after their previous refis. Rates get smaller and loan terms get shorter Mortgage rates have dropped to a record low again. How about refinancing into a 15-year loan? Rates are great, home prices less filling Can you afford a house? Mortgage rates are at rock bottom and home prices are about to climb. Rates keep dropping and refis are hopping As mortgage rates fall below 4 percent, homeowners are refinancing in droves. With mortgage rates so low, how to swing a refi? Cash-in? Cash-out? HARP? There's more than one way to refinance and grab today's low rates. Mortgages flirt with 4 percent but play hard to get As mortgage rates fall to a record low, why aren't more people buying houses? Video: What is a good faith estimate? A lender is required to provide an estimate of closing costs shortly after receiving an application. Must my ex pay for 2nd mortgage if I sell home? She got the house, he got the second mortgage. Need he pay it off if she sells the house? Is mortgage deduction costing me too much? The interest may be too high a price for the tax write-offs from an interest-only mortgage. Grazie, Europe! Mortgages claim record low The Fed and the debt-squabbling Europeans are behind mortgage rates' long stay in the cellar. Video: What is an interest-only loan? A borrower can take out a loan where the balance doesn't go down and only interest is paid. Video: What is equity? As a mortgage is paid down and market value increases, a home becomes more valuable to the owner. Video: What is an FHA loan? The Federal Housing Administration backs a loan for borrowers to buy a home with a low down payment. 5 mortgage and housing trends in spring 2012 Mortgage fees are rising, and competition for houses is heating up as the weather warms. Homeowners snag refis at near record-low rates Homeowners are jumping onto the refinance bandwagon as rates remain near record lows. Cash out savings for kid's down payment? Find the right source of your loan or gift if you want to help your child become a homebuyer. Spring 2012: Cheaper refis & more mortgage trends Refinancers will save money, and more renters will buy homes in spring 2012. How to pay off your mortgage loan faster A mortgage is like a dental appointment: You want it to end quickly. Here are some tips. Pain in Spain falls plainly on mortgage rates Mortgage rates fall as European debt doubts move to Spain, and U.S. job growth slows. Will dead man's mortgage gobble up estate? When Dad died, he owed more than the house was worth. What are the survivors' options?

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30 yr fixed average
3.73%

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Mortgage Overnight Averages

Product	Rate	+/-	Last week
30 yr fixed mtg	3.73%		3.65%
15 yr fixed mtg	2.85%		2.79%
5/1 ARM	2.60%		2.59%
30 yr fixed mtg refi	3.72%		3.64%

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3 ways to mess up a home mortgage closing

Recent mortgage stories