Follow Us:
 
Bankrate.com
Bankrate Mobile Site

Mortgages

Rates great, home prices less filling

Can you afford a house? Mortgage rates are at rock bottom and home prices are about to climb.
Full Story

    Recent mortgages stories

    Mortgages flirt with 4 percent but play hard to get
    As mortgage rates fall to a record low, why aren't more people buying houses?
    Jumbo mortgages offer low rates, strict terms
    Jumbo loans were hard to find for a while, but they've returned. How do you qualify for one?
    Must my ex pay for 2nd mortgage if I sell home?
    She got the house, he got the second mortgage. Need he pay it off if she sells the house?
    Is mortgage deduction costing me too much?
    The interest may be too high a price for the tax write-offs from an interest-only mortgage.
    Grazie, Europe! Mortgages claim record low
    The Fed and the debt-squabbling Europeans are behind mortgage rates' long stay in the cellar.
    5 mortgage and housing trends in spring 2012
    Mortgage fees are rising, and competition for houses is heating up as the weather warms.
    Homeowners snag refis at near record-low rates
    Homeowners are jumping onto the refinance bandwagon as rates remain near record lows.
    Cash out savings for kid's down payment?
    Find the right source of your loan or gift if you want to help your child become a homebuyer.
    Spring 2012: Cheaper refis & more mortgage trends
    Refinancers will save money, and more renters will buy homes in spring 2012.
    How to pay off your mortgage loan faster
    A mortgage is like a dental appointment: You want it to end quickly. Here are some tips.
    4 ways to pay off your mortgage earlier
    Dream of owning your house free and clear? Here's how.
    Pain in Spain falls plainly on mortgage rates
    Mortgage rates fall as European debt doubts move to Spain, and U.S. job growth slows.
    Do you qualify for homebuyer assistance?
    State and local homebuyer programs help with down payments and closing costs. 
    Will dead man's mortgage gobble up estate?
    When Dad died, he owed more than the house was worth. What are the survivors' options?
    How to find a mortgage lender and pick the best
    Your ideal mortgage lender may be online. Search for a few, then ask these questions.
    How high can an adjustable-rate mortgage go?
    To decide if an adjustable-rate mortgage is right, learn about the loan's caps and floors.
    Pour money into mortgage to dump PMI?
    Learn if it's wise to invest in your home to avoid those private mortgage insurance payments.
    Should I tap my house for cheap money?
    Rates are low, but here's why new mortgage debt may not be a smart source of rainy-day money.
    Save by replacing mortgage with HELOC
    If you can pay off your house fairly soon, you might have a cheaper mortgage option.
    Save money by paying off your mortgage early
    There's more than one way to repay your mortgage early. Start now to save more.
    Does husband's death leave wife homeless?
    After husband dies, his wife faces tough choices as a reverse mortgage comes due on the home.
    Wipe out savings to get rid of your mortgage?
    Paying off your mortgage can be satisfying, but not if you must use all of your savings.
    Should you pay off your mortgage in retirement?
    When weighing whether to pay off a home loan as you retire, these factors are pivotal in deciding.
    How to time additional mortgage payments
    Which method of making extra mortgage payments saves the most?
    Your mortgage escrow account isn't for investing
    Even if you're earning interest on escrow accounts, there are better places to stash cash.
    Big banks make $25 billion mortgage settlement
    After months of negotiating, the nation's major lenders settle probes of underwater mortgages.
    How can I cut my down payment on a home?
    It's tough to lower a down payment at closing. Maybe one of these options will cut your costs.
    Should I switch to biweekly mortgage payments?
    There's no magic to a biweekly home loan. Consider other ways to reduce your mortgage.
    5 tips to sell your home in the winter season
    Need to offer a home in winter? Try these pointers and let it sell, let it sell, let it sell.
    Real estate investing during shaky times
    Is now a good time to invest in commercial or residential real estate?
    5 mortgage and housing trends in winter 2012
    House prices and interest rates are low, so early 2012 is ideal for buying or refinancing.
    12 mortgage moves for you to buy home in 2012
    The mortgage market has been tight in the downturn. These tips will help you snag a loan.
    Mortgage pay-down triggers PMI's cancellation
    You can lose your mortgage insurance and cut the monthly payments, but watch for traps.
    Reverse mortgage versus HELOC for extra cash?
    Weigh these factors when deciding if a reverse mortgage or HELOC is best to ease a cash crunch.
    5 reasons to get a new mortgage in the new year
    Need an excuse to get a mortgage in the new year? We have five. Actually, four-and-a-half.
    Pay 30-year loan vs. refinance to 15 years
    Paying down your mortgage before retiring is a great idea. Consider refinancing, too.
    Rejected for a mortgage? It's not the final word
    When a bank turns you down for a mortgage, fix the issue and apply for a loan elsewhere.
    Refinance, recast or pay down your mortgage?
    Refinancing is one way to lower your mortgage payment. Will these options reduce it, too?
    Will paying off mortgage raise 600 credit score?
    Paying off your mortgage can definitely raise your credit score, but how did it get so low?
    Try a reverse mortgage or pay off loan?
    Weigh these factors to decide whether you really need a reverse mortgage.
    Real estate: To buy or not to buy?
    To buy or not to buy, that is the real estate question.
    No such thing as no-cost mortgage closing
    It's possible to get a loan with no closing costs, but you'll still end up paying a price somewhere.
    Getting a mortgage to buy the farm
    Ever dream of owning a farm but not sure about getting a mortgage?
    Land a good deal when buying a houseboat
    Living on the water -- literally -- can be surprisingly affordable. Here's how.
    Proving income to refinance your mortgage
    You have to verify you earn enough to qualify for a mortgage, which can be tricky.
    Want to buy a house? Not with your credit score
    A credit score is one thing that can block a mortgage. Learn how high it needs to be for approval.
    Click for the best Mortgage rates in your state
    Compare Mortgage Rates»
    Fixed Rates
    Adjustable Rates (ARMs) and Interest Only (IOs)
    Compare Mortgage Rates
    Zip code:
    Product:



    About our rates
    advertisement
    advertisement
    Partner Center
    advertisement
    Stay Connected with Bankrate
    Bankrate is now on Facebook ®Bankrate is now on Facebook®
    Get alerted when rates changeGet alerted when rates change
    Subscribe to Bankrate's RSS FeedsSubscribe:
    RSS Feeds
    Subscribe to Bankrate newslettersDaily newsletters full of $$ tips