Bookmark this page
Follow Us:
Search Bankrate.com
Search
Home
Compare Rates
Calculators
News
The Lighter Side
Blogs
Mortgage
Refinance
Home
Equity
CDs
Investment
Checking &
Savings
Auto
Credit
Cards
Debt
Management
Insurance
College
Finance
Retirement
Taxes
Find rates
Mortgage
Home Equity
100 Highest CD yields
100 Highest MMAs
Credit Cards
Auto
Checking
Insurance
College Finance
Personal Loans
Credit Unions
advertisement
Mortgages
Rates great, home prices less filling
Can you afford a house? Mortgage rates are at rock bottom and home prices are about to climb.
Recent mortgages stories
Mortgages flirt with 4 percent but play hard to get
As mortgage rates fall to a record low, why aren't more people buying houses?
Jumbo mortgages offer low rates, strict terms
Jumbo loans were hard to find for a while, but they've returned. How do you qualify for one?
Must my ex pay for 2nd mortgage if I sell home?
She got the house, he got the second mortgage. Need he pay it off if she sells the house?
Is mortgage deduction costing me too much?
The interest may be too high a price for the tax write-offs from an interest-only mortgage.
Grazie, Europe! Mortgages claim record low
The Fed and the debt-squabbling Europeans are behind mortgage rates' long stay in the cellar.
5 mortgage and housing trends in spring 2012
Mortgage fees are rising, and competition for houses is heating up as the weather warms.
Homeowners snag refis at near record-low rates
Homeowners are jumping onto the refinance bandwagon as rates remain near record lows.
Cash out savings for kid's down payment?
Find the right source of your loan or gift if you want to help your child become a homebuyer.
Spring 2012: Cheaper refis & more mortgage trends
Refinancers will save money, and more renters will buy homes in spring 2012.
How to pay off your mortgage loan faster
A mortgage is like a dental appointment: You want it to end quickly. Here are some tips.
4 ways to pay off your mortgage earlier
Dream of owning your house free and clear? Here's how.
Pain in Spain falls plainly on mortgage rates
Mortgage rates fall as European debt doubts move to Spain, and U.S. job growth slows.
Do you qualify for homebuyer assistance?
State and local homebuyer programs help with down payments and closing costs.
Will dead man's mortgage gobble up estate?
When Dad died, he owed more than the house was worth. What are the survivors' options?
How to find a mortgage lender and pick the best
Your ideal mortgage lender may be online. Search for a few, then ask these questions.
How high can an adjustable-rate mortgage go?
To decide if an adjustable-rate mortgage is right, learn about the loan's caps and floors.
Pour money into mortgage to dump PMI?
Learn if it's wise to invest in your home to avoid those private mortgage insurance payments.
Should I tap my house for cheap money?
Rates are low, but here's why new mortgage debt may not be a smart source of rainy-day money.
Save by replacing mortgage with HELOC
If you can pay off your house fairly soon, you might have a cheaper mortgage option.
Save money by paying off your mortgage early
There's more than one way to repay your mortgage early. Start now to save more.
Does husband's death leave wife homeless?
After husband dies, his wife faces tough choices as a reverse mortgage comes due on the home.
Wipe out savings to get rid of your mortgage?
Paying off your mortgage can be satisfying, but not if you must use all of your savings.
Should you pay off your mortgage in retirement?
When weighing whether to pay off a home loan as you retire, these factors are pivotal in deciding.
How to time additional mortgage payments
Which method of making extra mortgage payments saves the most?
Your mortgage escrow account isn't for investing
Even if you're earning interest on escrow accounts, there are better places to stash cash.
Big banks make $25 billion mortgage settlement
After months of negotiating, the nation's major lenders settle probes of underwater mortgages.
How can I cut my down payment on a home?
It's tough to lower a down payment at closing. Maybe one of these options will cut your costs.
Should I switch to biweekly mortgage payments?
There's no magic to a biweekly home loan. Consider other ways to reduce your mortgage.
5 tips to sell your home in the winter season
Need to offer a home in winter? Try these pointers and let it sell, let it sell, let it sell.
Real estate investing during shaky times
Is now a good time to invest in commercial or residential real estate?
5 mortgage and housing trends in winter 2012
House prices and interest rates are low, so early 2012 is ideal for buying or refinancing.
12 mortgage moves for you to buy home in 2012
The mortgage market has been tight in the downturn. These tips will help you snag a loan.
Mortgage pay-down triggers PMI's cancellation
You can lose your mortgage insurance and cut the monthly payments, but watch for traps.
Reverse mortgage versus HELOC for extra cash?
Weigh these factors when deciding if a reverse mortgage or HELOC is best to ease a cash crunch.
5 reasons to get a new mortgage in the new year
Need an excuse to get a mortgage in the new year? We have five. Actually, four-and-a-half.
Pay 30-year loan vs. refinance to 15 years
Paying down your mortgage before retiring is a great idea. Consider refinancing, too.
Rejected for a mortgage? It's not the final word
When a bank turns you down for a mortgage, fix the issue and apply for a loan elsewhere.
Refinance, recast or pay down your mortgage?
Refinancing is one way to lower your mortgage payment. Will these options reduce it, too?
Will paying off mortgage raise 600 credit score?
Paying off your mortgage can definitely raise your credit score, but how did it get so low?
Try a reverse mortgage or pay off loan?
Weigh these factors to decide whether you really need a reverse mortgage.
Real estate: To buy or not to buy?
To buy or not to buy, that is the real estate question.
No such thing as no-cost mortgage closing
It's possible to get a loan with no closing costs, but you'll still end up paying a price somewhere.
Getting a mortgage to buy the farm
Ever dream of owning a farm but not sure about getting a mortgage?
Land a good deal when buying a houseboat
Living on the water -- literally -- can be surprisingly affordable. Here's how.
Proving income to refinance your mortgage
You have to verify you earn enough to qualify for a mortgage, which can be tricky.
Want to buy a house? Not with your credit score
A credit score is one thing that can block a mortgage. Learn how high it needs to be for approval.
Click for the best Mortgage rates in your state
Compare Mortgage Rates
»
Fixed Rates
10 year fixed
15 year fixed
20 year fixed
30 year fixed
30 year FHA
15 year fixed refi
20 year fixed refi
30 year fixed refi
30 year FHA refi
See all fixed
Adjustable Rates (ARMs) and Interest Only (IOs)
1 year ARM
3/1 ARM
5/1 ARM
7/1 ARM
10/1 ARM
1 year ARM refi
3/1 ARM refi
5/1 ARM refi
7/1 ARM refi
10/1 ARM refi
3/1 ARM (IO)
5/1 ARM (IO)
7/1 ARM (IO)
30 year fixed (IO)
3/1 ARM (IO) refi
5/1 ARM (IO) refi
7/1 ARM (IO) refi
30 year fixed (IO) refi
See all ARMs
See all IOs
Compare Mortgage Rates
Zip code:
Product:
-- select --
15 yr fixed
30 yr fixed
5/1 ARM
30 yr FHA Mortgage
5/1 ARM (interest only)
30 yr fixed average
3.82%
About our rates
advertisement
About this index
Mortgage Overnight Averages
Product
Rate
+/-
Last week
30 yr fixed mtg
3.82%
3.73%
15 yr fixed mtg
3.11%
3.03%
5/1 ARM
2.67%
2.68%
30 yr fixed mtg refi
3.78%
3.80%
View rates in your area:
advertisement
Partner Center
advertisement
Bankrate is now on Facebook
®
Get alerted when rates change
Subscribe:
RSS Feeds
Daily newsletters full of $$ tips
advertisement