Assess where your money is going
Whether you're looking to build up an emergency savings fund or contribute more to your retirement plan, saving more money starts with self-awareness.
"You have to give yourself an honest assessment of where your money is going," says Erin Constantine, a senior vice president at Wells Fargo. "If you're putting money away but withdrawing it to spend at the end of the month, you're not really saving."
That assessment can be a rude wake-up call to start setting a monthly budget, a move that is difficult at first with the need to get spending under control.
"Budgeting can feel very intimidating," Constantine says.
However, the era of mobile apps and online banking alerts can help you overcome those initial fears. McBride says 24/7 online and mobile access and a range of different mobile applications make tracking your spending easy.
"There's no excuse not to have a good read on where your money is going," McBride says.