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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Images by Getty Images; Illustration by Hunter Newton/Bankrate
Here are some of the best jumbo mortgage lenders in 2026.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A house on a stack of money
After a brief dip, mortgage rates ticked back up this week.
Balacing a house and coins
Everything you need to know about how, and when, to refinance your home loan.
Collage featuring a house with a large approval stamp next to it
If you’re serious about buying a home, it’s the first thing you should do.
A single-family home with attached two-car garage
A deed of reconveyance proves you’ve paid off the mortgage on your home.
Older woman using resistance bands to exercise
It can be tougher to qualify for a mortgage as a retiree. Here’s why, and how to bridge the gap.
Young mother playing with her children
FHA loan limits have increased for 2025. Here’s what to know if you’re looking for this low-down payment mortgage.
Balacing a house and coins
Everything you need to know about how, and when, to refinance your home loan.
Older woman using resistance bands to exercise
It can be tougher to qualify for a mortgage as a retiree. Here’s why, and how to bridge the gap.
Here are the best mortgage lenders for January 2026.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.
A house on a stack of money
Mortgage rates reversed course to edge a bit higher this week.
A house on a stack of money
Mortgage rates hit their lowest level of the year after another Fed cut.
Illustrated design features money shaped as a house
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
Images by Getty Images; Illustration by Hunter Newton/Bankrate
Here are some of the best jumbo mortgage lenders in 2026.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Here are the best mortgage lenders for January 2026.
A current or veteran military person? Here are the top VA lenders for you.
Here are some of the best mortgage lenders in Florida in 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
If you can’t pay your mortgage, you may be able to have it modified. Here’s what to look for.
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Don’t give up on trying to keep your home. One of these strategies might rescue you.
How many mortgage payments can you miss before foreclosure?
It’s not the end if you miss just one. But don’t make a habit of it.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
Wooden house in neighborhood
It’s like a mortgage, only it makes foreclosure a lot easier.
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.