HUD is your bud2 of 10Here's the first bit of advice from lawyers: Before contacting a lawyer, call a HUD-certified housing counselor. The Department of Housing and Urban Development has a look-up page here. When you click on your state, the counseling agencies are sorted alphabetically by city. Under the heading "Counseling Services," look for one that offers "mortgage delinquency and default resolution counseling."An experienced, well-connected counselor can cut through red tape and streamline the process of getting a mortgage modification, if that's what you want.Even if you end up working with a lawyer to fight foreclosure, the counselor will help you get organized. Related Articles:How much house you can affordTop 10 states for foreclosureBuy or rent your next home?Related Links:See your FICO score rangeForeclosure break for you?Fighting foreclosure errors advertisement
Here's the first bit of advice from lawyers: Before contacting a lawyer, call a HUD-certified housing counselor. The Department of Housing and Urban Development has a look-up page here. When you click on your state, the counseling agencies are sorted alphabetically by city. Under the heading "Counseling Services," look for one that offers "mortgage delinquency and default resolution counseling."
An experienced, well-connected counselor can cut through red tape and streamline the process of getting a mortgage modification, if that's what you want.
Even if you end up working with a lawyer to fight foreclosure, the counselor will help you get organized.
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