Buy a house you like
If you're buying today for yourself and your family, you want a home that will make you happy for the next few years.
Gone are the days when you could count on a quick sale, Tiffany says. And depending on how much you put down, and how much you have to shell out to sell and relocate, short-term ownership can be a pretty expensive proposition.
Improve your chances by: stepping back, Gyourko says, and making certain "you like the house."
When you find the right house, shop for a mortgage on Bankrate.com.