Holiday spending work sheet

Category Cost
Gifts
Family: $
Friends: $
Office: $
Wrapping supplies: $
Mailing expenses: $
Total Gifts: $
Food
Holiday meals: $
Eating out: $
Baking ingredients: $
Food total: $
Decorations
Tree: $
Outdoor lights: $
Indoor decorations: $
Tree trimmings: $
Decorations total: $
Entertainment
Party clothes: $
Holiday activities: $
Other: $
Entertainment total: $
Total holiday spending: $
Now that you have your goal, use the Savings calculator to figure out how to reach it.
Compare Home Equity Rates



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Overnight Averages
Product Rate +/- Last week
30 yr fixed
5.02%
5.06%
15 yr fixed
4.49%
4.64%
5/1 ARM
4.19%
4.20%
View rates in your area:
Product Rate +/- Last week
30K HELOC
5.27%
5.29%
30K Home Equity Loan
8.33%
8.31%
50K HELOC
4.99%
5.02%
View rates in your area:
Product Rate +/- Last week
48 Mo Used Car
7.09%
7.48%
48 Mo New Car
6.79%
7.07%
36 Mo Used Car
7.21%
7.42%
View rates in your area:
Product Yield +/- Last week
6 Mo CD
1.30%
1.28%
1 Yr CD
1.73%
1.69%
5 Yr CD
2.90%
2.91%
Compare rates:
Product Rate
Low Interest Cards 9.75%
Balance Transfer Cards 14.58%
All Variable 11.68%
Compare rates:  
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