A lifesaver float and a $1 sign in the background
Chapter 2: Auto insurance

Automobile insurance is a legal necessity, but that doesn't mean all policies and coverage are alike.

In most parts of the United States you can't drive a car without proof of automobile insurance. In this chapter, we'll show you how to find the best deal on auto insurance, how to check the customer service record of your insurer, what all the terms on your policy mean, and how you might lower your premiums. Sometimes the cheapest policy isn't the best -- and after reading this chapter, you'll know how to find the best one at the lowest price.

What you can expect to learn from this chapter:
  • Finding the best deal on auto insurance
    The insurance company will check you out before insuring you. Here's how you can check them out for discounts, premiums and customer service.
  • What the insurance terms really mean
    In plain language, we explain collision, comprehensive, property damage liability, bodily injury, uninsured motorist and personal injury protection.
  • Details make a difference
    Beyond the basic coverage, see if your policy provides for things such as gap insurance and an umbrella policy. Plus, read tips to help you lower your premium.



Show Bankrate's community sharing policy
          Connect with us

Learn the latest trends that will help grow your portfolio, plus tips on investing strategies. Delivered weekly.


Jay MacDonald

Few are buying ‘Wal-Mart life’

Despite the power of Wal-Mart and the charm of Peanuts, life insurance remains a tough sell to the middle class.  ... Read more

Partner Center

Connect with us