There are plenty of reasons to love your "vintage" car. It's inexpensive to maintain, unattractive to thieves, and as the bumper sticker says, "Don't laugh, it's paid for!"
But unless it's a collectible, your clunker may be taking you for a ride in unnecessary car insurance premiums.
Of the three main components of an auto insurance policy -- liability, collision and comprehensive (or "comp") coverage -- the latter two may be expendable on your older car. Drop both and you could cut your auto premium by nearly 50 percent, according to the latest Insurance Information Institute figures.
If you raise the deductibles on your car insurance, drop rental car coverage and dig deep for policy discounts, you could save enough to keep that clunker on the road forever.
Don't know the approximate value of your old friend? Look it up on the Kelley Blue Book or Edmunds websites. To compare auto insurance quotes, check out InsureMe.com, a Bankrate company.
Here are the top five ways to save cash on clunker car insurance.