While man can live on cash alone, having good credit makes life easier. A high credit score makes it easier to qualify for and get lower interest rates on loans and credit cards. It even makes it easier to rent an apartment, hook up utilities or set up cellphone service.
Fortunately, you can build better credit if you follow some simple steps and avoid bad advice.
In this series of articles, Bankrate.com breaks down the fundamentals of credit scoring with credit score provider FICO, debunks common credit myths and shares easy ways to improve your credit score.