While man can live on cash alone, having good credit makes life easier. A high credit score makes it easier to qualify for and get lower interest rates on loans and credit cards. It even makes it easier to rent an apartment, hook up utilities or set up cellphone service.Fortunately, you can build better credit if you follow some simple steps and avoid bad advice.In this series of articles, Bankrate.com breaks down the fundamentals of credit scoring with credit score provider FICO, debunks common credit myths and shares easy ways to improve your credit score. 5 uncommon ways to raise your credit score On-time payments and debt reduction aren't the only paths to a higher credit rating.Q&A with FICO on credit scores A FICO expert explains how credit scores work and how often they can really change.Q&A with FICO on why credit scores differ Is your credit score different from what the lender has? A FICO expert offers a revealing explanation.7 simple ways to improve credit score The road to credit gold is straighter than you think. These tips will help you avoid making a wrong turn.How to fix your credit after a catastrophe Did a foreclosure or bankruptcy wreck your credit score? Get on the road to recovery with these tips.9 myths on how to build better credit Credit scores are often misunderstood. Learn from these mistaken ideas about ways to improve your credit.Videos5 myths of building better credit Bankrate separates fact from fiction when it comes to building better credit.Secured credit card boosts credit Secured credit cards are often a good way to establish or boost your credit rating.CalculatorsDebt pay down calculatorFree credit score estimator advertisementRelated Links:DebtFinancial Security Index still downPay off $30K in card debtRelated Articles:New rules on free scoresCredit score lessonsHow to re-establish credit
While man can live on cash alone, having good credit makes life easier. A high credit score makes it easier to qualify for and get lower interest rates on loans and credit cards. It even makes it easier to rent an apartment, hook up utilities or set up cellphone service.
Fortunately, you can build better credit if you follow some simple steps and avoid bad advice.
In this series of articles, Bankrate.com breaks down the fundamentals of credit scoring with credit score provider FICO, debunks common credit myths and shares easy ways to improve your credit score.
Videos