Your bank has a mortgage rate. We have a better one.
Skip the rate hunt and let lenders compete for you. View real-time, verified offers that beat 99.7% of banks and lock in your home loan with confidence.
The latest top mortgage rates from Bankrate
Select a loan type to compare our best offers with the national average.
Build your home on a stronger financial foundation
Whether you're saving for a down payment or managing your new home's expenses, we help you make every dollar work harder.
Bankrate connects people to trusted ways to save, borrow and thrive.
Years advocating for consumer transparency
Mortgage records analyzed for real-time accuracy
Saved by Bankrate mortgage users in 2025 alone
How to avoid 3 mortgage industry traps
Experts in all things finance
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About BankrateFeatured by names you know and trust
Confidence shouldn't be a feeling. It should be a calculation.
- Mortgages
- Banking
- Credit cards
- Investing
- Personal loans
- Home equity
- Insurance
- Taxes
- Everything
What is an unsecured loan?
What is the APR on a personal loan?
Today’s top CD rates
- Term
- 6 Month
- APY*
- 3.61%
- Term
- 1 Year
- APY*
- 3.64%
- Term
- 5 Year
- APY*
- 3.72%
Current CD trends
Bankrate “top offers” represent the average of the top CD offers from the institutions we track, featured on Bankrate as of April 2, 2026.
“National average” is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
Today’s top savings rates
- Type
- Savings
- APY*
- 3.78%
- Type
- Money Market
- APY*
- 3.36%
Current savings trends
Bankrate “top offers” represent the average of the top savings account offers from the institutions we track, featured on Bankrate as of April 2, 2026.
“National average” is determined by Bankrate's comprehensive national survey of savings accounts and CDs.