personal loans

Criteria used in Bankrate.com surveys

Personal loan

An unsecured, fixed rate loan provided to a new customer with average income, a FICO score of 700 or higher and with no other relationship with the institution. The quote is based on a $5,000 loan amount for a three-year term. It the institution offers a reduction in rate for the use of auto-debit, it is noted in the fees and conditions field along with applicable yearly fees.


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