National CD rates for Jan. 5, 2012

Interest Rate Roundup
CD rate graph
Compare CD rates nationally and in your area.


  • 0.34% (1-year CD yields)
  • 1.16% (5-year CD yields)

Remember last year when the CD rate chart mostly resembled a flat line? This may seem familiar.

The average one-year CD yield is unchanged at 0.34 percent for the third week in a row. The average five-year yield gained 1 basis point to 1.16 percent. A basis point is one-hundredth of 1 percentage point.

For deposits of $100,000, the average one-year jumbo CD yield remains 0.38 percent. For the five-year jumbo CD, the average yield is 1.19 percent.

For the third consecutive week, the average money market account yield is 0.13 percent.




Show Bankrate's community sharing policy

Connect with us