Table of contents
Chapter 1: Match card and lifestyle
Chapter 2: Credit reports and scores
Chapter 3: Costs and fees
Chapter 4: Managing your cards
Chapter 5: Using credit wisely
Chapter 6: Special-need card users
Odds are if someone steals your credit cards and goes on a buying spree it won't cost you anything. Federal law limits your liability to fifty bucks.
Most card companies will tell you that while it can cost you that $50, that fee is rarely applied.
Read all of the fine print when you get your card deal, because there are always exceptions. Card companies are more liable to ask for their money if you have done something reckless, like not reporting the card stolen for a year or more.
Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.
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Hiding your cards, using only cash are just two ways to limit your purchases and debt.
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