Credit Card Basics
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Credit Card Basics

Chapter 1: Match card and lifestyle

The smart consumer selects the card that matches his or her spending and payment habits.

Chapter 2: Credit reports and scores

Here's how to order and read your credit reports and how your credit score is affected by the reports.

Chapter 3: Costs and fees

You found a credit card with a great low interest rate. Good for you. Now, what about the fees?

Chapter 4: Managing your cards

You pay promptly and never go over the limit. But, do you know your consumer rights?

Chapter 5: Using credit wisely

Savvy spenders use credit carefully. Discover when it's smart to pull out a card and when it's not.

Chapter 6: Special-need card users

Here are the cards best for first-time applicants, students and for those with bruised credit
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Product Rate Change Last week
Balance Transfer Cards 15.73%  0.02 15.75%
Cash Back Cards 16.43%  0.02 16.45%
Low Interest Cards 10.98%  0.02 10.96%
 
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Credit Card Blog

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