Credit Card Basics
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credit cards
Credit Card Basics

Chapter 1: Match card and lifestyle

The smart consumer selects the card that matches his or her spending and payment habits.

Chapter 2: Credit reports and scores

Here's how to order and read your credit reports and how your credit score is affected by the reports.

Chapter 3: Costs and fees

You found a credit card with a great low interest rate. Good for you. Now, what about the fees?

Chapter 4: Managing your cards

You pay promptly and never go over the limit. But, do you know your consumer rights?

Chapter 5: Using credit wisely

Savvy spenders use credit carefully. Discover when it's smart to pull out a card and when it's not.

Chapter 6: Special-need card users

Here are the cards best for first-time applicants, students and for those with bruised credit

Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

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Product Rate Change Last week
Balance Transfer Cards 16.22% --0.00 16.22%
Cash Back Cards 16.49%  0.07 16.42%
Low Interest Cards 11.44%  0.09 11.35%
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