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Establish a college repayment fund
Having money moved automatically into savings is effective because it's forced, Katz says. It enables people to set aside money to grow that otherwise would be spent on clothes or dining out, Katz says.
Just make sure to set up an account that will be used only for paying back your college debt. Don't use checking or savings accounts you already have because you might use that money for something other than your student loan.
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