Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
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Editor's picks
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5 types of bad credit loans and their uses
People with bad credit may be able to qualify for certain types of bad credit loans.
6 min read Apr 06, 2024 -
Pros and cons of credit-building products
Credit-building products can be useful in specific circumstances — find out if yours is one of them.
7 min read Apr 05, 2024 -
How to calculate interest on a loan: Tools to make it easy
Learn about types of interest and how to calculate how much interest you’ll pay.
6 min read Apr 05, 2024 -
Best credit counseling services
These credit counseling companies can help you get much-needed financial relief.
6 min read Apr 04, 2024 -
How to compare personal loans and choose the best option for you
To choose the best personal loan lender, you need to consider several important details.
5 min read Apr 04, 2024 -
Alternatives to credit repair: 4 other paths to a better score
If you don’t want to pay a company, consider these credit repair alternatives.
4 min read Apr 04, 2024 -
The best home improvement apps
Conceiving, planning and making DIY projects easier is just a smartphone away.
6 min read Apr 03, 2024 -
Debt consolidation without a loan: Here’s how to do it
Home equity loans or balance transfer cards may be a better way to consolidate debt.
5 min read Apr 02, 2024 -
How does debt consolidation work? Answers from someone who’s done it
It only makes sense to consolidate if you can get better rates or terms.
8 min read Apr 02, 2024 -
How long are RV loan terms? And which is right for you?
Low monthly payments are attractive, but a long RV loan term can add thousands.
3 min read Apr 01, 2024
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.