Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
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Editor's picks
What's new
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Choosing a debt consolidation lender: How to find the best
Here’s how to choose a debt consolidation loan that will help you save.
6 min read Apr 09, 2024 -
How to calculate loan payments and costs
Learn how to figure out how much interest you’ll pay and how you can save money.
11 min read Apr 08, 2024 -
What documentation is required for personal loans?
With no collateral required, you’ll be asked to prove that you can repay the debt.
7 min read Apr 08, 2024 -
What are instant loans? Everything you need to know
Consider some alternatives before getting an instant loan.
5 min read Apr 08, 2024 -
Lying on a personal loan application is a bad idea
Lying on a personal loan application may lead to serious financial and legal issues.
4 min read Apr 08, 2024 -
Are personal loans taxable? How personal loans affect your tax return
Personal loans are not typically taxable, because they’re a debt, not income.
3 min read Apr 08, 2024 -
Personal loan default: What it is and how to get out of it
A personal loan default hurts your credit score. Here’s how to avoid it.
5 min read Apr 08, 2024 -
Can you use a personal loan to buy a car?
Yes, you can use a personal loan to buy a car.
4 min read Apr 08, 2024 -
3 steps to choosing a small dollar loan & 3 alternatives
Check terms, amounts, funding times and cost, to pick the best small dollar loan.
3 min read Apr 06, 2024 -
Co-signer rights & responsibilities: How co-signing works
If you’re considering cosigning a loan, know your rights and responsibilities.
8 min read Apr 06, 2024
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.