Health Insurance

The Big Questions

What is health insurance?

Health insurance is a contract with an insurance company, which agrees to pay some or all of your medical bills based on your "coverage," or the terms of your policy. ... Read more

Why do I need health insurance?

It's no secret that health care is expensive today. The government says the cost to treat a broken leg can run $7,500 and an average three-day hospital stay can set you back $30,000. ... Read more

More questions and answers »

Health Insurance Pulse Survey

Bankrate’s monthly Health Insurance Pulse survey is tracking how people feel about health care and health coverage in the age of Obamacare. Read more about the latest survey »

How will your feelings about the Affordable Care Act affect any vote you cast in this year's elections for the U.S. House?

Editor's note: Percentages may not equal 100, due to rounding.
Take the Health Insurance Pulse survey

How do you feel about health insurance?

How has health insurance reform affected your wallet? Is your access to health care better or worse? Try our latest Health Insurance Pulse survey to see how your views compare with those of other Americans.

Health Insurance Exchanges

Click on the map to learn more about how to shop for and enroll in a health plan in your state.

Click to learn  more about the Health Insurance Exchange

Featured Stories

Health insurance for your newborn

Be careful to make sure your bundle of joy is covered by more than just a blanket. ... Read more

Customers OK with Obamacare fees?

A survey finds surprising support for merchant surcharges to pay for Obamacare. ... Read more

Too late to buy health insurance?

The enrollment season has finally ended. What if you still need health insurance? ... Read more

Health insurance? 'Please hold!'

Health insurers have a "wait" problem. If you have to call, how do you get through? ... Read more

Health plan expires -- then what?

Don't panic. Changing your health plan for the first time in years isn't so scary. ... Read more


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