Interest rates will be low until the middle of 2013 – the Fed has made sure of that – but that doesn't mean that you stray away from investing. CD rates in Albany, NY, are fairly far south, but some institutions are offering better-than-average rates. Use our rates survey to locate the best CD rates in your area of New York.
If you're looking for a way to deal with low interest rates, laddering your CDs might be a good option. Just make sure to budget before you purchase a CD - if you have to withdraw your money early, you could lose all of your interest and some of your principal. Find CD rates in Albany, NY, and in other cities throughout the nation.
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