What is term life insurance?
The Bankrate.com financial term of the day is: "Term Life Insurance."
You buy term life insurance to provide financial protection for a limited number of years, when family members might really be counting on you. You could, for example, buy 30-year term life to cover the years while you're paying a mortgage or a 15-year term policy for the span of time until your now-8-year-old daughter graduates from college. Term life comes with an expiration date, making it different from and cheaper than the other major category of life insurance: permanent, which is designed to stay in place for your entire life.
Think you need life insurance but aren't sure if you need to make a life-long commitment? Then, term life insurance is for you.
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