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Home equity loan or line of credit?

By Bankrate.com

 

Home equity loan or line of credit? ��    ( 01:58 )
Knowing how you'll be using the money will help you decide which type of home equity debt is best.
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Posted: Oct. 1, 2008

Home Equity Loan Rate Search

Compare local home equity rates
30K FICO-based HELOC average
5.31%
Home equity
This is the daily overnight average for a $30K HELOC.
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About our rates
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About this index
Home Equity Averages
Product Rate +/- Last week
30K HELOC
5.31%
5.33%
30K Home Equity Loan
8.35%
8.39%
50K HELOC
5.06%
5.07%
75K Home Equity Loan
8.84%
8.89%
View rates in your area:
ByDon Taylor, Ph.D., CFA, CFP
Ask Dr. Don»
home equity
Great credit pays off
Top credit scores mean a couple can close a HELOC without worrying about FICO damage.
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