retirement

7 retirement-planning myths to dispel

Put all your money in bonds and CDs
Put all your money in bonds and CDs

All investments have a trade-off, including so-called safe investments that offer principal preservation.

"When it comes to retirement investing, most people would agree that being too aggressive is not good," says Miller, "but being too conservative can be just as risky. Putting all of your money in bonds and CDs is not necessarily safe when you consider the effects inflation can have on a retiree's purchasing power."

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