The beating taken by Superstorm Sandy's victims in the Northeast was followed by some stinging slaps, including lengthy power outages, gasoline shortages and potentially costly insurance surprises.
People whose lives were torn apart by the storm have discovered that their complete lack of flood insurance, or gaps in their homeowners insurance or car insurance, will make it difficult for them to put things back together again.
Or maybe they didn't keep good records of their belongings and have had a hard time documenting their claim.
So take the time now to read through your insurance policies. Know exactly what coverage you have. Talk to your agent if you're unclear. And be sure to review these other important insurance reminders we can all learn from Superstorm Sandy and the aftermath.