Homeowners Insurance

Bankrate's insurance experts guide you through the basics of homeowners insurance. Our exclusive approach can help you feel more confident in your insurance decisions.

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Powered by Coverage.com (NPN: 19966249)

Advertising disclosure

This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Insurance disclosure

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Insuring your home

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Determine how much insurance you need

Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.

More about home insurance coverage

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Compare home insurance companies

Get a feel for your options so you how know how to choose the best carrier for your home.

Choosing an insurance carrier

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Get customized quotes for your home

Find out exactly what you can expect by getting accurate insurance quotes from top carriers.

Get a home insurance quote

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Explore coverage add-ons

Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of

Learn more about add-ons

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Purchase your home insurance

Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.

Learn how to buy home insurance

Reviews from top homeowners insurance providers

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Insurance Reviews

Home Insurance Basics

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Learn how to switch home insurance companies, even if you have a mortgage.

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Bankrate researched the top-rated home security products for under $300.

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Learn about the most common homeowners insurance claims and state-by-state costs.

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Wondering how much homeowners insurance you need? Bankrate can help.

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Home insurance is for more than bad weather. Learn how your policy protects you.

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Home Insurance News

Find news, resources, and advice about homeowners insurance.

Weather related home insurance coverages to consider

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Wildfires are more dangerous than ever. Bankrate shares some tips on how to prepare.

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Don’t wait for a hurricane to check your homeowners insurance coverage.

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Bankrate helps homeowners understand windstorm insurance and what it covers.

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Septic tanks may be covered by the other structures portion of your policy.

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Does your homeowners insurance policy cover sewer lines? Bankrate has the answer.

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Dwelling coverage is the part of a policy that protects a home’s physical structure.

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Extreme weather is impacting our finances in unexpected ways.

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Dwelling fire policies are designed to cover buildings that aren’t owner-occupied.

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Porch piracy is a rising trend in light of an uptick in online shopping.

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Millions of homeowners don’t have flood insurance. That’s become an increasingly risky move.

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Shopping home insurance can be impactful, even if you aren’t buying a new home.

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