Not wearing a seat belt3 of 7Many states have "click it or ticket" initiatives designed to motivate drivers and passengers to wear safety restraints, especially if they are riding with children.Seat-belt enforcement is generally divided into primary and secondary categories. States with primary enforcement laws allow officers to ticket individuals for not wearing their seat belts, even if no other traffic offense has occurred, says Luedke.Other states have secondary seat belt laws. In those jurisdictions, officers can still ticket offenders for not wearing their seat belts, but only if another traffic offense has occurred.In either case, if a driver gets a citation for not using a seat belt, it could make him look "riskier" to his car insurance company, says Luedke. His premiums could increase at renewal. Related Articles:Save on car insuranceLiable if another drivesAuto insuranceAuto insurance basicsRelated Links:Teen driver discounts7 steps to take in a car accidentSlash insurance costsDriving for dollars advertisement
Many states have "click it or ticket" initiatives designed to motivate drivers and passengers to wear safety restraints, especially if they are riding with children.
Seat-belt enforcement is generally divided into primary and secondary categories. States with primary enforcement laws allow officers to ticket individuals for not wearing their seat belts, even if no other traffic offense has occurred, says Luedke.
Other states have secondary seat belt laws. In those jurisdictions, officers can still ticket offenders for not wearing their seat belts, but only if another traffic offense has occurred.
In either case, if a driver gets a citation for not using a seat belt, it could make him look "riskier" to his car insurance company, says Luedke. His premiums could increase at renewal.
Bankrate wants to hear from you and encourages thoughtful and constructive comments. We ask that you stay focused on the story topic, respect other people's opinions, and avoid profanity, offensive statements, illegal contents and advertisement posts. Comments are not reviewed before they are posted. Bankrate reserves the right (but is not obligated) to edit or delete your comments. Please avoid posting private or confidential information, and also keep in mind that anything you post may be disclosed, published, transmitted or reused.
By submitting a post, you agree to be bound by Bankrate's terms of use. Please refer to Bankrate's privacy policy for more information regarding Bankrate's privacy practices.