credit cards
Currency conversion fees
Currency conversion
| American Express |
- ATM withdrawal: N/A
- Credit card purchase: 2.7%
- Debit card purchase: N/A
- Credit card cash advance: (Express Cash) The foreign currency change rate fee is 2% plus 3% for each transaction, with a minimum fee of $5 and no maximum. Cardholders can obtain $1,000 to $3,500 -- depending on what card is used -- in cash and/or American Express Travelers Cheques every seven days. (The customary fee of 1% to 3% is charged for Travelers Cheque transactions.)
- Fees charged even if transaction is in U.S. dollars?: No
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| Bank of America |
- ATM withdrawal: $5 plus 1% of ATM withdrawal (The fee is waived for BofA customers withdrawing money from global ATM alliance members.)
- Credit card purchase: 3% of point of sale charge
- Debit card purchase: 3% of point of sale charge
- Credit card cash advance: Their regular cash advance fee applies; no additional charges.
- Fees charged even if transaction is in U.S. dollars?: Yes
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| BB & T |
- ATM withdrawal: 3%
- Credit card purchase: 2%
- Debit card purchase: 3%
- Credit card cash advance: 2%
- Fees charged even if transaction is in U.S. dollars?: No
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| Capital One |
- ATM withdrawal: 0% Retail customers, with products opened in CapOne bank branches -- formerly Hibernia and North Fork branches in TX, LA, NY, NJ, CT, are charged a $1.50 fee when using a non-Capital One ATM in the U.S. and elsewhere.
- Credit card purchase: 0%
- Debit card purchase:0%
- Credit card cash advance: 0%
- Fees charged even if transaction is in U.S. dollars?: No
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| Chase |
- ATM withdrawal: 3% There is a $3 charge for non-Chase ATM withdrawal outside of the U.S., however, the fee is waived with Chase Premier Platinum Checking, Chase Premier Platinum Asset Management Account or Private Client Asset Management accounts.
- Credit card purchase: 3%
- Debit card purchase: 3% plus a withdrawal fee per transaction of $3.
- Credit card cash advance: 3%
- Fees charged even if transaction is in U.S. dollars?: No
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| Citibank |
- ATM withdrawal: 3% charge on ATM or debit transactions (For Citigold, private bank or international private bank customers, the charge is 0% on ATM or debit transactions.)
- Credit card purchase: 3%
- Debit card purchase: 3% charge on ATM or debit transactions (For Citigold, private bank or international private bank customers, the charge is 0% on ATM or debit transactions.)
- Credit card cash advance: 3%
- Fees charged even if transaction is in U.S. dollars?: Yes
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| Discover |
- ATM withdrawal: N/A
- Credit card purchase: 2% for billing periods ending after May 1, 2009
- Debit card purchase: N/A
- Credit card cash advance: Standard 3% as with any other cash advance
- Fees charged even if transaction is in U.S. dollars?: No
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