Preventing problems
with insurance claimsBy Jenny
C. McCune • Bankrate.com With a little
preparation, a lot of disputed medical claims can be avoided altogether.
Michelle Olef, participant advocacy practice leader
for Hewitt's Participant Advocacy Group, says to follow the three
Vs to avoid problems with your medical claims:
Verify that all health-plan information is correct
before you file a claim. That includes plan type and effective date
of coverage. Also make sure your address is current, your name is
spelled correctly, and the proper codes have been applied to your
application for benefits.
Verify that your medical provider is part of your health-plan
network before you undergo a procedure. Don't just go with an old
list of providers; call your insurer to get the most up-to-date
information.
Verify that a service is a covered benefit prior
to getting the service by calling your health insurer.
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