Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
Check your personal loan rates
Answer a few questions in two minutes or less to see which personal loans you pre-qualify for. It's free and will not impact your credit score.
Editor's picks
What's new
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What is a share-secured loan, and how does it work?
With flexible terms and lower rates, this tool can be good for building credit.
6 min read Mar 14, 2024 -
What happens when you can’t repay a payday loan?
When you can’t repay a payday loan, several things are likely to happen as a result.
5 min read Mar 14, 2024 -
How to get a personal loan with bad credit & special considerations
You still can snag a personal loan with a low credit score. Here’s how.
8 min read Mar 14, 2024 -
Personal loans vs. home equity loans: Which is right for you?
Compare personal loans and home equity loans to see which is best for your finances.
6 min read Mar 12, 2024 -
What you need to know about payday loans
Payday loans can be tempting, but they can also create a vicious cycle of debt.
11 min read Mar 08, 2024 -
Should you use a personal loan to invest and build wealth?
Some personal loans may be used for investing, but it’s not always a wise idea.
6 min read Mar 07, 2024 -
Emergency and payday loan alternatives
Payday loans are an easy way to get cash, but they have sky-high interest rates.
12 min read Mar 06, 2024 -
Passbook loans: Paying to borrow your own money
If you’re looking for a low-cost loan, ask your bank if it offers passbook loans.
5 min read Mar 06, 2024 -
Red flags of peer-to-peer lending
Steer clear if you notice these warning signs when considering P2P lending.
5 min read Mar 06, 2024 -
How to pay for moving expenses: 4 options to consider
Moving is one of the most stressful life events you can endure — especially if you aren’t confident you can afford it.
6 min read Mar 06, 2024
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.