Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
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How the Federal Reserve impacts personal loans
The Federal Reserve raised interest rates several times. These interest rate changes are likely to affect the rates of personal loans.
4 min read Apr 24, 2024 -
The pros and cons of personal loans
Personal loans are a quick source of cash, but be careful how you use them.
7 min read Apr 24, 2024 -
Average credit score for personal loans
Before you get a personal loan, the lender will want to know what your credit score is.
6 min read Apr 24, 2024 -
Personal loan interest rates in 2024 | Facts and statistics
Interest rates are rising, so what does that mean for your finances?
7 min read Apr 24, 2024 -
What is the average personal loan interest rate?
Find out the average interest rates on personal loans by lender and credit rating.
3 min read Apr 24, 2024 -
How to finance a boat: 5 steps & where to find the best loans
Boats can be expensive, but there are some financing options if you don’t have cash to purchase one outright.
5 min read Apr 18, 2024 -
Pros and cons of small dollar loans: What to know before applying
Know the pros and cons of small dollar loans before applying.
5 min read Apr 15, 2024 -
Pros and cons of home improvement loans: Are they worth it?
Home improvement loans are worth it if you budget and plan carefully for payments.
6 min read Apr 15, 2024 -
Low-income loans: Personal loans for a tight budget
Low-income loans exist but great rates are rarer.
6 min read Apr 15, 2024 -
How to get a debt consolidation loan with bad credit
If you plan to get a personal loan with poor credit, take these steps.
6 min read Apr 12, 2024
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham, a Certified Financial Education Instructor℠, has been a personal finance writer with Bankrate since 2020.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.