Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
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Editor's picks
What's new
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Money and marriage: What to talk about before you tie the knot
Establish a financial plan with your significant other prior to tying the knot.
17 min read Feb 01, 2024 -
What’s the largest personal loan you can get?
The total amount you qualify for largely depends on your finances.
4 min read Feb 01, 2024 -
Understanding online marketplace lending
You can check out a few different loan options at once using a marketplace, all online.
3 min read Feb 01, 2024 -
Axos vs. LendingClub: Which offers better personal loans?
Axos Bank is best for borrowers with strong credit scores, and LendingClub accepts co-borrowers.
2 min read Feb 01, 2024 -
LendingClub Vs. Prosper: Which offers better personal loans?
LendingClub vs. Prosper: Which lender is best for you?
2 min read Feb 01, 2024 -
Personify vs. OneMain Financial: Which offers better personal loans?
Both Personify and OneMain Financial work with borrowers who may not be able to qualify for other personal loans. Despite high rates and multiple fees, these are two of the top lenders on the market for [...]
3 min read Feb 01, 2024 -
Axos vs. Happy Money: Which offers better personal loans?
Is Axos or Happy Money the better option for a personal loan?
2 min read Jan 29, 2024 -
How to get a personal loan in 8 steps
Borrowers have a few places to turn to for personal loans. Here’s what to know.
11 min read Jan 27, 2024 -
Best Egg vs. LightStream: Which offers better personal loans?
Best Egg vs. LightStream: Which personal loan is best for you?
2 min read Jan 26, 2024 -
How debt consolidation loans work
Debt consolidation can help you stay organized and possibly save money.
6 min read Jan 26, 2024
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.