Rates aren’t moving much. The average one-year CD rate is still paying 0.29 percent. Some institutions, like online banks and credit unions, are offering better deals. You can use our research to find the best CD rates in Buffalo, NY, and in other areas of New York.

Long-term CDs may be paying more right now, but you’ll have to lock your money up for a specific amount of time. That’s why you should always create a budget before you start shopping for a certificate of deposit. Use our survey to find CD rates in Buffalo, NY.

CD rates in Buffalo, New York

Here are the one-year CD rates in Buffalo, NY, as of 10:00 a.m.

Institution APY Min Deposit
M&T Bank 0.1% $1,000
Ally 1.04% $0
Northwest Savings Bank 0.3% $500
KeyBank 0.1% $2,500
First Niagara Bank, NA 0.05% $500
HSBC Bank USA, N.A. 0.05% $1,000

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