No more credit -- or debt1 of 8Americans are using credit cards less and paying down debt, but some Bankrate readers aren't satisfied with taking a few steps to reduce their reliance on credit. They want to eliminate it from their financial lives entirely.Some are forgoing credit by choice. Others are being pushed into it. "It's simple. These days, I don't have any choice," says Gregg, a Bankrate reader from Springfield, Mo.He is just one of many of our readers who responded when we asked them to share their stories about giving up credit -- and debt. Here are a few of tales of living off the credit grid. Related Articles:Why debt management?5 ways to cut debt now2010 Frugal Living GuideSave money on groceriesRelated Links:Ways to dump debt in 2010Debt pay-down calculatorBuilding your emergency fund4 dumb financial moves advertisement
Americans are using credit cards less and paying down debt, but some Bankrate readers aren't satisfied with taking a few steps to reduce their reliance on credit. They want to eliminate it from their financial lives entirely.
Some are forgoing credit by choice. Others are being pushed into it. "It's simple. These days, I don't have any choice," says Gregg, a Bankrate reader from Springfield, Mo.
He is just one of many of our readers who responded when we asked them to share their stories about giving up credit -- and debt. Here are a few of tales of living off the credit grid.
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