smart spending

Best iPhone personal finance apps

Financial assistant apps
Financial assistant apps

Financial assistant apps

These apps collect, store and report on a multitude of accounts in one place, eliminating the need to log into separate accounts.

They are designed to automatically pull your information from its original source, such as a bank, using your username and password. Some people aren't comfortable with this process for security reasons, but this technology is 10 years old and has proven to be reliable.

Once the data is there, you can categorize it and fine-tune how you want it tracked.

Check by Check Inc.

Price: Free

Formerly called Personal Assistant, this application tracks all your accounts in one place. 

  • It was conceived as a personal assistant, so it tracks not just your banking and credit relationships, but also things like Amazon accounts, cellphone usage and flight information.
  • The interface is strong and very simple to use.
  • The process for updating account information remains fast and stable.

Mint by Intuit

Price: Free

This application does just what it says: "Track, budget and manage your money on-the-go."

  • The user must be a registered user of the website Mint.com. 
  • The Mint.com website has a lot more functionality than the iPhone app, but as a quick information update, it works well. Its account update timing is less stable than its competitors, but its functionality and user screens are very impressive and usable. 

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