Table of contents
Chapter 1: Match card and lifestyle
Chapter 2: Credit reports and scores
Chapter 3: Costs and fees
Chapter 4: Managing your cards
Chapter 5: Using credit wisely
Chapter 6: Special-need card users
Late fees at community banks range from $15 to $30. Community banks are more likely than conventional banks to waive late fees for their customers under special circumstances, such as job loss.
Credit unions give card customers some leeway as well. Generally, a credit union will accept a card payment 14 days after a due date without penalty. And if a credit union should charge you a late fee, it will only be $15 on average.
Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.
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It's a good time to be in the market for some new plastic.
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