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2015 Bankrate Checking Account Survey

Checking » Checking Account » Fees

Bankrate surveyed banks in 25 large U.S. cities to find the average fees associated with checking accounts in its annual Checking Account Survey, which was conducted in July and August 2015.

Checking account fees

Market nameAverage NSF* feesAverage ATM surchargeAverage fee to use another bank's ATM
Atlanta$34.57$2.85$2.30
Baltimore$34.55$2.75$1.93
Boston$34.17$2.90$1.54
Chicago$32.50$2.75$1.75
Cincinnati$30.44$2.61$1.25
Cleveland$33.53$2.89$1.77
Dallas$32.50$3.00$1.11
Washington, D.C. (metro area)$32.45$2.94$1.70
Denver$34.50$3.05$1.65
Detroit$30.80$2.90$1.63
Houston$33.67$3.06$1.65
Kansas City, MO$32.00$2.55$1.46
Los Angeles$31.88$2.88$1.40
Miami$33.17$2.94$1.90
Milwaukee$34.79$3.15$1.63
Minneapolis$32.89$3.19$1.52
New York (metro area)$33.58$2.80$2.23
Philadelphia$34.20$2.75$1.54
Phoenix$34.35$3.15$1.73
Pittsburgh$34.10$2.70$1.73
San Diego$32.00$2.94$1.68
San Francisco$30.35$2.79$1.06
Seattle$32.60$2.90$1.31
St. Louis$32.95$2.75$1.68
Tampa, FL$33.44$2.83$1.85
National average$33.07$2.88$1.64

The data come from a survey conducted July 9 to Aug. 5, 2015, of 10 banks and thrifts in each of 25 large U.S. markets. We asked the institutions about their terms on 1 noninterest account and 1 interest-bearing account, as well as on ATM and debit card fees.

*NSF = nonsufficient funds.

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Bankrate's 2015 Checking Survey Find out what's going on with some of the most common fees charged to checking account holders.
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