With two direct response centers and more than 400 offices, Liberty Mutual is the fifth largest property and casualty insurance company in the U.S. Established on July 1, 1912, as the Massachusetts Employees' Insurance Association; Liberty began as and continues to be a mutual company owned by its policyholders. Known by its initials MEIA, the company quickly began to expand its coverage options and officially changed its name to Liberty Mutual in 1917. In 1936 Liberty became the top writer of workers' compensation insurance and continued to develop across the nation. As a safety advocate for the community, Liberty Mutual sponsored cars with standard safety features like headrests and seat belts in 1957. Expanding its policies overseas, Liberty continued to grow and is now in 24 countries providing a variety of insurance products.
Liberty Mutual maintains its corporate headquarters in Boston. The company has earned the A.M. Best Co. "A" rating. They offer:
- Auto insurance.
- Motorcycle insurance.
- Homeowners insurance.
- Renters insurance.
- Life insurance.
- Business insurance.
Auto insuranceLiberty Mutual offers basic auto coverage for motorists such as liability, comprehensive and uninsured or underinsured insurance. Drivers receive extra benefits like a 12-month price guarantee on policies, accident forgiveness and multipolicy savings. Liberty Mutual also offers a Lifetime Repair Guarantee when cars are taken to a Total Liberty Care repair shop. Motorists receive discounts for cars with factory-installed passive restraint systems, antilock brakes and for anti-theft devices. Low-mileage cars and good students similarly receive a discount.
Homeowners insuranceRanked as No. 86 in the Fortune 500, Liberty Mutual provides property and casualty insurance to homeowners across the nation. Liberty provides insurance for homeowners, renters and condominium owners. Discounts for homeowners are available in addition to benefits such as personal property replacement and 24-hour emergency repairs. Newly purchased homes, newly renovated homes and homes with installed protection devices all receive discounts on insurance policies.
Life insuranceLiberty Mutual offers online planning tools and online quotes for life insurance. Consultations about the amount and type of life insurance an individual may need are available online as well. Annuities as well as term, variable and whole life insurance are obtainable at Liberty Mutual.
Insurance estimatorsThe Auto Coverage Estimator and the Home Insurance Estimator provide a quick estimate for consumers online. The Auto Coverage Estimator delivers an estimate according to vehicle age, owner age and risk tolerance. It then determines the type of coverage needed along with a quote. The Home Insurance Estimator determines the type of coverage needed according to home type, age of homeowner, net worth, risk tolerance and history of identity theft. It then determines a quote depending on the type of coverage needed.
The corporate headquarters of Liberty Mutual are located at:
175 Berkeley Street
Boston, MA 02116
For more information about Liberty Mutual, call toll-free at (800) 837-5254.
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