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Based on a policy for an owned, owner-occupied, single family dwelling. The total policy is $200,000 with $500 deductible. The dwelling is insured on replacement cost and contents are insured on actual cash value. The dwelling is covered up to 100% of the policy; appurtenant structures are insured up to $20,000; off-premise contents are insured up to $20,000 and on-premise contents are insured up to $100,000. Liability insurance is $200,000. Medical insurance is includes up to $1000 per person. The property of others is insured up to $500 in replacement cost. The 2-person family has lived in the property for 5 years. The property in within 5 miles of a fire station and 1000 feet of a hydrant. No business is conducted on the property. There is no swimming pool or trampoline.
There are no dogs. There are no guns in the house. There is no past insurance cancellation or bankruptcy. There have been no claims in 3 years. The home is brick has asphault shingles, gas heat, a fire extinguisher, dead bolts and smoke alarms. There is no fire alarm, burglar alarm or sprinkler system. There are no special riders for jewelry, earthquake, libel, etc. Learn more |
